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Area data

ZIP 03861

Population: 4,576 (Census ACS)

The typical home value in ZIP 03861 is $622,399 — up 2.3% over the past year. Homes sell for a median $645,000 after a median 44 days on market. 1 schools serve the area (NCES). Cost of living is 4.2% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$622,399

Typical home value

+2.3%

1-year change

44

Median days on market

Home values & appreciation

Typical home value
$622,399
1-year appreciation
+2.3%
3-year appreciation
+17.9%
5-year appreciation
+42.9%
10-year appreciation
+124.1%
Peak value since 2000 (Aug 2026)
$622,399

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$645,000
Median list price
$629,000
Median price per sqft
$281
1-year sale-price change
+4.0%
Median days on market
44 days
Homes sold (recent period)
15
For-sale inventory
12
Sale-to-list ratio
100.2%
Active listings
12
1-year forecast
+1.7%
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,489/mo
1BR fair-market rent
$1,600/mo
2BR fair-market rent
$2,093/mo
3BR fair-market rent
$2,494/mo
4BR fair-market rent
$2,813/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
104.2 (100 = US avg)
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
12.9 : 1
Schools include
Mast Way School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
6
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Tibbetts Road (3.8 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
59.0°F
Average low
38.0°F
Annual precipitation
48.5 in
Annual snowfall
57.8 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
9,453
Jobs reachable by transit (45 min)
10,551

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
10
Nearest national park
Lowell National Historical Park (38 mi)
National parks include
Lowell National Historical Park, Salem Maritime National Historical Park, Saugus Iron Works National Historic Site
Airports within 30 mi
25
Nearest airport
Murphy-Sherwood Park Airport (8 mi)
Nearest major airport
Portsmouth International Airport at Pease (PSM) (9 mi)
Hospitals in or near this ZIP
25
Hospitals include
MAINEHEALTH MAINE MEDICAL CENTER, YORK HOSPITAL, MAINEHEALTH BEHAVIORAL HEALTH AT SPRING HARBOR
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1987
Housing built before 1970
21.0%
Housing built 2000 or later
32.1%
Median annual property tax
$9,661
Mean commute to work
25 min
Households with broadband internet
91.7%

Source: Census ACS 5-year estimates (ZIP-level)

How it compares

ZIP 03861State medianUS median
Typical home value$622,399—$288,527
Median sale price$645,000—$325,000
Median days on market44 days—51 days
Median annual property tax$9,661—$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 03861?
$622,399.
What is the median sale price in ZIP 03861?
$645,000.
How long do homes take to sell in ZIP 03861?
Median days on market: 44 days.
What is typical rent in ZIP 03861?
2-bedroom fair-market rent: $2,093/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
Is ZIP 03861 in a flood zone?
Flood zones vary by property within ZIP 03861. 6 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
Are there Superfund sites near ZIP 03861?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Tibbetts Road, 3.8 mi.
How many schools serve ZIP 03861?
1 schools (1 elementary) (NCES, 2024-25).
Is ZIP 03861 walkable?
Walkability index: 7.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 03861?
Regional Price Parity: 104.2 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in ZIP 03861?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents