Area data
ZIP 03861
Population: 4,576 (Census ACS)
The median home value in ZIP 03861 is $622,370 — up 2.2% over the past year. Homes sell for a median $390,000 after a median 5 days on market. 1 schools serve the area (NCES). Cost of living is 6.5% above the US average (BEA, metro/state-level).
$622,370
Median home value
+2.2%
1-year change
5
Median days on market
Home values & appreciation
- Median home value
- $622,370
- 1-year appreciation
- +2.2%
- 3-year appreciation
- +18.8%
- 5-year appreciation
- +42.0%
- 10-year appreciation
- +123.3%
- All-time peak (2026-07)
- $622,370
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $390,000
- Median list price
- $400,000
- Median price per sqft
- $268
- 1-year sale-price change
- -3.1%
- Median days on market
- 5 days
- Homes sold (recent period)
- 1
- For-sale inventory
- 11
- Sale-to-list ratio
- 100.0%
- Active listings
- 1
- 1-year forecast
- +1.7%
- New listings (monthly)
- 6
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,382/mo
- 1BR fair-market rent
- $1,728/mo
- 2BR fair-market rent
- $2,212/mo
- 3BR fair-market rent
- $2,876/mo
- 4BR fair-market rent
- $3,319/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 106.5 (100 = US avg)
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 0
- Schools include
- Mast Way School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- FEMA flood zone
- X
- Flood risk level
- Minimal
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- Tibbetts Road (3.8 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 48.0°F
- Average high
- 59.0°F
- Average low
- 37.0°F
- Annual precipitation
- 47.9 in
- Annual snowfall
- 60.6 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 7.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 9,453
- Jobs reachable by transit (45 min)
- 10,551
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 10
- Nearest national park
- Lowell National Historical Park (38 mi)
- National parks include
- Lowell National Historical Park, Salem Maritime National Historical Park, Saugus Iron Works National Historic Site
- Airports within 30 mi
- 25
- Nearest airport
- Murphy-Sherwood Park Airport (8 mi)
- Nearest major airport
- Portsmouth International Airport at Pease (PSM) (9 mi)
- Hospitals nearby (~15 mi)
- 6
- Hospitals include
- YORK HOSPITAL, FRISBIE MEMORIAL HOSPITAL, PARKLAND MEDICAL CENTER
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1,987
- Housing built before 1970
- 21.0%
- Housing built 2000 or later
- 32.1%
- Median annual property tax
- $9,661
- Mean commute to work
- 25 min
- Households with broadband internet
- 91.7%
Source: Census ACS 5-year estimates (ZIP-level)
How it compares
| ZIP 03861 | State median | US median | |
|---|---|---|---|
| Median home value | $622,370 | — | $289,727 |
| Median sale price | $390,000 | — | $325,000 |
| Median days on market | 5 days | — | 51 days |
| Median annual property tax | $9,661 | — | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 03861?
- $622,370.
- What is the median sale price in ZIP 03861?
- $390,000.
- How long do homes take to sell in ZIP 03861?
- Median days on market: 5 days.
- What is typical rent in ZIP 03861?
- 2-bedroom fair-market rent: $2,212/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- Is ZIP 03861 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- Are there Superfund sites near ZIP 03861?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Tibbetts Road, 3.8 mi.
- How many schools serve ZIP 03861?
- 1 schools (1 elementary) (NCES, 2022-23).
- Is ZIP 03861 walkable?
- Walkability index: 7.5/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 03861?
- Regional Price Parity: 106.5 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →