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Area data

Waterboro, ME — ZIP 04087

Population: 2,250 (Census ACS)

The median home value in ZIP 04087 (Waterboro, ME) is $421,559 — down 0.5% over the past year. Homes sell for a median $437,500 after a median 26 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, coastalflooding, drought the top-rated hazards. Cost of living is 3.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$421,559

Median home value

-0.5%

1-year change

26

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$421,559
1-year appreciation
-0.5%
3-year appreciation
+8.7%
5-year appreciation
+26.4%
10-year appreciation
+108.9%
All-time peak (2025-04)
$427,708
House Price Index (state)
499.0 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$437,500
Median list price
$430,000
Median price per sqft
$299
1-year sale-price change
+2.9%
Median days on market
26 days
Homes sold (recent period)
14
For-sale inventory
11
Sale-to-list ratio
100.0%
Active listings
6
1-year forecast
+1.9%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,352/mo
1BR fair-market rent
$1,500/mo
2BR fair-market rent
$1,792/mo
3BR fair-market rent
$2,464/mo
4BR fair-market rent
$2,773/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.0 (100 = US avg)
Electricity rate (state-level)
27.8¢/kWh
Natural gas rate (state-level)
$19.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
1
Avg student-teacher ratio
13.5 : 1
Schools include
Massabesic High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, coastalFlooding, drought, hurricane, inlandFlooding
Notable hazard ratings (county)
drought: Relatively Moderate · tornado: Relatively Low · coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Very High · hurricane: Relatively Moderate
FEMA flood zone
A05
Flood risk level
High
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
67.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Saco Municipal Landfill (13.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
44.0°F
Average high
56.0°F
Average low
33.0°F
Annual precipitation
52.1 in
Annual snowfall
80.9 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
353
Days with Moderate air quality
9
Days with Unhealthy air quality
1
Highest AQI recorded (year)
169

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,624
Jobs reachable by transit (45 min)
9,529

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
27
Nearest airport
Limerick Airport (9 mi)
Nearest major airport
Portland International Jetport (PWM) (22 mi)
Hospitals nearby (~15 mi)
12
Hospitals include
NORTHERN LIGHT MERCY HOSPITAL, MAINEHEALTH MAINE MEDICAL CENTER, YORK HOSPITAL
Avg hospital rating (CMS)
3.7 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,271 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,983
Housing built before 1970
23.3%
Housing built 2000 or later
23.8%
Median annual property tax
$2,662
Households with broadband internet
85.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
62,524
Average weekly wage
$1,175
Top industries (by employment)
Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county)
1,473

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 04087State medianUS median
Median home value$421,559$341,768$288,527
Median sale price$437,500$415,000$325,000
Median days on market26 days55 days51 days
Median annual property tax$2,662$2,264$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 04087?
$421,559.
What is the median sale price in ZIP 04087?
$437,500.
How long do homes take to sell in ZIP 04087?
Median days on market: 26 days.
What is typical rent in ZIP 04087?
2-bedroom fair-market rent: $1,792/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 04087?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, coastalFlooding, drought, hurricane, inlandFlooding.
Is ZIP 04087 in a flood zone?
High (FEMA NFIP). FEMA flood zone A05.
What is the wildfire risk in ZIP 04087?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 04087?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 04087?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 04087?
1 schools (1 high) (NCES, 2022-23).
Is ZIP 04087 walkable?
Walkability index: 7.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 04087?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in ZIP 04087?
Regional Price Parity: 97.0 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents