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Area data

Mount Desert, ME — ZIP 04660

Population: 1,072 (Census ACS)

The median home value in ZIP 04660 (Mount Desert, ME) is $898,840 — up 0.7% over the past year. Homes sell for a median $1.39M after a median 50 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, winterweather, coastalflooding the top-rated hazards. Cost of living is 3.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$898,840

Median home value

+0.7%

1-year change

50

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$898,840
1-year appreciation
+0.7%
3-year appreciation
+4.5%
5-year appreciation
+28.2%
10-year appreciation
+86.6%
All-time peak (2024-11)
$928,212
House Price Index (state)
499.0 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.39M
Median list price
$1.15M
Median price per sqft
$431
1-year sale-price change
+85.9%
Median days on market
50 days
Homes sold (recent period)
3
For-sale inventory
17
Sale-to-list ratio
98.8%
Active listings
13
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,163/mo
1BR fair-market rent
$1,171/mo
2BR fair-market rent
$1,484/mo
3BR fair-market rent
$2,050/mo
4BR fair-market rent
$2,198/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.0 (100 = US avg)
Electricity rate (state-level)
27.8¢/kWh
Natural gas rate (state-level)
$19.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, winterWeather, coastalFlooding, coldWave, hurricane
Notable hazard ratings (county)
drought: Relatively Low · coldWave: Relatively Moderate · iceStorm: Relatively High · hurricane: Relatively Moderate · landslide: Relatively Low · lightning: Relatively Moderate
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
83.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Callahan Mine (24.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
56.0°F
Average low
39.0°F
Annual precipitation
55.5 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
35
Days with Good air quality
332
Days with Moderate air quality
29
Highest AQI recorded (year)
133

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Acadia National Park (6 mi)
Airports within 30 mi
8
Nearest airport
Hancock County-Bar Harbor Airport (BHB) (8 mi)
Nearest major airport
Hancock County-Bar Harbor Airport (BHB) (8 mi)
Hospitals nearby (~15 mi)
7
Hospitals include
ST JOSEPH HOSPITAL, NORTHERN LIGHT EASTERN MAINE MEDICAL CENTER, DOROTHEA DIX PSYCHIATRIC CENTER
Avg hospital rating (CMS)
3.7 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
44
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+231 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,977
Housing built before 1970
43.5%
Housing built 2000 or later
23.7%
Median annual property tax
$3,622
Households with broadband internet
73.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
20,224
Average weekly wage
$1,082
Top industries (by employment)
Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county)
318

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 04660State medianUS median
Median home value$898,840$341,768$288,527
Median sale price$1.39M$415,000$325,000
Median days on market50 days55 days51 days
Median annual property tax$3,622$2,264$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 04660?
$898,840.
What is the median sale price in ZIP 04660?
$1.39M.
How long do homes take to sell in ZIP 04660?
Median days on market: 50 days.
What is typical rent in ZIP 04660?
2-bedroom fair-market rent: $1,484/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 04660?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, winterWeather, coastalFlooding, coldWave, hurricane.
What is the wildfire risk in ZIP 04660?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 04660?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 04660?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 04660?
Good. Median AQI: 35. (EPA AQI).
What is the cost of living in ZIP 04660?
Regional Price Parity: 97.0 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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