Area data
ZIP 12465
Population: 255 (Census ACS)
The typical home value in ZIP 12465 is $416,303 — up 3.6% over the past year. Homes sell for a median $545,000 after a median 39 days on market. Cost of living is 7.9% above the US average (BEA, metro/state-level).
$416,303
Typical home value
+3.6%
1-year change
39
Median days on market
Home values & appreciation
- Typical home value
- $416,303
- 1-year appreciation
- +3.6%
- 3-year appreciation
- +12.3%
- 5-year appreciation
- +33.2%
- 10-year appreciation
- +142.0%
- Peak value since 2000 (Aug 2026)
- $416,303
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $545,000
- Median list price
- $595,000
- Median price per sqft
- $386
- 1-year sale-price change
- +24.6%
- Median days on market
- 39 days
- Homes sold (recent period)
- 5
- For-sale inventory
- 5
- Sale-to-list ratio
- 98.7%
- Active listings
- 3
- 1-year forecast
- +4.0%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,308/mo
- 1BR fair-market rent
- $1,436/mo
- 2BR fair-market rent
- $1,878/mo
- 3BR fair-market rent
- $2,282/mo
- 4BR fair-market rent
- $2,468/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 107.9 (100 = US avg)
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Most common flood zone among NFIP claims
- Zone A
- NFIP flood claims on record
- 12
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 45.0°F
- Average high
- 55.0°F
- Average low
- 35.0°F
- Annual precipitation
- 53.1 in
- Annual snowfall
- 69.9 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 4.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 438
- Jobs reachable by transit (45 min)
- 793
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 6
- Nearest national park
- Thomas Cole National Historic Site (32 mi)
- National parks include
- Thomas Cole National Historic Site, Vanderbilt Mansion National Historic Site, Home Of Franklin D Roosevelt National Historic Site
- Airports within 30 mi
- 16
- Nearest airport
- Roxbury Runway Airport (11 mi)
- Hospitals in or near this ZIP
- 16
- Hospitals include
- ALBANY MEDICAL CENTER HOSPITAL, ST PETER'S HOSPITAL, ALBANY VA MEDICAL CENTER
- Avg hospital rating (CMS)
- 2.3 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1938
- Housing built before 1970
- 82.6%
- Housing built 2000 or later
- 2.3%
- Median annual property tax
- $7,961
- Households with broadband internet
- 44.8%
Source: Census ACS 5-year estimates (ZIP-level)
How it compares
| ZIP 12465 | State median | US median | |
|---|---|---|---|
| Typical home value | $416,303 | — | $288,527 |
| Median sale price | $545,000 | — | $325,000 |
| Median days on market | 39 days | — | 51 days |
| Median annual property tax | $7,961 | — | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 12465?
- $416,303.
- What is the median sale price in ZIP 12465?
- $545,000.
- How long do homes take to sell in ZIP 12465?
- Median days on market: 39 days.
- What is typical rent in ZIP 12465?
- 2-bedroom fair-market rent: $1,878/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- Is ZIP 12465 in a flood zone?
- Flood zones vary by property within ZIP 12465. 12 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
- Are there Superfund sites near ZIP 12465?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 12465 walkable?
- Walkability index: 4.7/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 12465?
- Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →