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Area data

ZIP 12465

Population: 255 (Census ACS)

The typical home value in ZIP 12465 is $416,303 — up 3.6% over the past year. Homes sell for a median $545,000 after a median 39 days on market. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$416,303

Typical home value

+3.6%

1-year change

39

Median days on market

Home values & appreciation

Typical home value
$416,303
1-year appreciation
+3.6%
3-year appreciation
+12.3%
5-year appreciation
+33.2%
10-year appreciation
+142.0%
Peak value since 2000 (Aug 2026)
$416,303

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$545,000
Median list price
$595,000
Median price per sqft
$386
1-year sale-price change
+24.6%
Median days on market
39 days
Homes sold (recent period)
5
For-sale inventory
5
Sale-to-list ratio
98.7%
Active listings
3
1-year forecast
+4.0%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,308/mo
1BR fair-market rent
$1,436/mo
2BR fair-market rent
$1,878/mo
3BR fair-market rent
$2,282/mo
4BR fair-market rent
$2,468/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
12
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
45.0°F
Average high
55.0°F
Average low
35.0°F
Annual precipitation
53.1 in
Annual snowfall
69.9 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
438
Jobs reachable by transit (45 min)
793

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
6
Nearest national park
Thomas Cole National Historic Site (32 mi)
National parks include
Thomas Cole National Historic Site, Vanderbilt Mansion National Historic Site, Home Of Franklin D Roosevelt National Historic Site
Airports within 30 mi
16
Nearest airport
Roxbury Runway Airport (11 mi)
Hospitals in or near this ZIP
16
Hospitals include
ALBANY MEDICAL CENTER HOSPITAL, ST PETER'S HOSPITAL, ALBANY VA MEDICAL CENTER
Avg hospital rating (CMS)
2.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1938
Housing built before 1970
82.6%
Housing built 2000 or later
2.3%
Median annual property tax
$7,961
Households with broadband internet
44.8%

Source: Census ACS 5-year estimates (ZIP-level)

How it compares

ZIP 12465State medianUS median
Typical home value$416,303—$288,527
Median sale price$545,000—$325,000
Median days on market39 days—51 days
Median annual property tax$7,961—$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 12465?
$416,303.
What is the median sale price in ZIP 12465?
$545,000.
How long do homes take to sell in ZIP 12465?
Median days on market: 39 days.
What is typical rent in ZIP 12465?
2-bedroom fair-market rent: $1,878/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
Is ZIP 12465 in a flood zone?
Flood zones vary by property within ZIP 12465. 12 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
Are there Superfund sites near ZIP 12465?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 12465 walkable?
Walkability index: 4.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 12465?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in ZIP 12465?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents