Area data
ZIP 13321
Population: 678 (Census ACS)
The typical home value in ZIP 13321 is $208,166 — up 10.0% over the past year. Homes sell for a median $245,500 after a median 56 days on market. Typical rent runs $1,400/month. Cost of living is 7.9% above the US average (BEA, metro/state-level).
$208,166
Typical home value
+10.0%
1-year change
56
Median days on market
Home values & appreciation
- Typical home value
- $208,166
- 1-year appreciation
- +10.0%
- 3-year appreciation
- +18.8%
- 5-year appreciation
- +29.0%
- 10-year appreciation
- +91.9%
- Peak value since 2000 (Aug 2026)
- $208,166
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $245,500
- Median list price
- $269,900
- Median price per sqft
- $159
- 1-year sale-price change
- +44.4%
- Median days on market
- 56 days
- Homes sold (recent period)
- 6
- Sale-to-list ratio
- 98.0%
- Active listings
- 2
- 1-year forecast
- +3.4%
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,400/mo
- Studio fair-market rent
- $857/mo
- 1BR fair-market rent
- $946/mo
- 2BR fair-market rent
- $1,210/mo
- 3BR fair-market rent
- $1,442/mo
- 4BR fair-market rent
- $1,636/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 107.9 (100 = US avg)
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Most common flood zone among NFIP claims
- Zone AE
- NFIP flood claims on record
- 4
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Griffiss Air Force Base (10.1 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 56.0°F
- Average low
- 37.0°F
- Annual precipitation
- 44.0 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 6.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 19,164
- Jobs reachable by transit (45 min)
- 14,926
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Fort Stanwix National Monument (9 mi)
- Airports within 30 mi
- 31
- Nearest airport
- Hawks Field (5 mi)
- Nearest major airport
- Griffiss International Airport (RME) (10 mi)
- Hospitals in or near this ZIP
- 8
- Hospitals include
- CHENANGO MEMORIAL HOSPITAL, WYNN HOSPITAL, ONEIDA HEALTH HOSPITAL
- Avg hospital rating (CMS)
- 2.1 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1994
- Housing built before 1970
- 30.1%
- Housing built 2000 or later
- 41.1%
- Median annual property tax
- $3,038
- Households with broadband internet
- 85.4%
Source: Census ACS 5-year estimates (ZIP-level)
How it compares
| ZIP 13321 | State median | US median | |
|---|---|---|---|
| Typical home value | $208,166 | — | $288,527 |
| Median sale price | $245,500 | — | $325,000 |
| Median days on market | 56 days | — | 51 days |
| Typical rent | $1,400/mo | — | $1,809/mo |
| Median annual property tax | $3,038 | — | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 13321?
- $208,166.
- What is the median sale price in ZIP 13321?
- $245,500.
- How long do homes take to sell in ZIP 13321?
- Median days on market: 56 days.
- What is typical rent in ZIP 13321?
- Typical rent: $1,400/month.
- Is ZIP 13321 in a flood zone?
- Flood zones vary by property within ZIP 13321. 4 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
- Are there Superfund sites near ZIP 13321?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 13321 walkable?
- Walkability index: 6.8/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 13321?
- Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →