Area data
ZIP 21409
Population: 20,289 (Census ACS)
The typical home value in ZIP 21409 is $598,393 — up 2.1% over the past year. Homes sell for a median $650,000 after a median 32 days on market. Typical rent runs $3,248/month. 3 schools serve the area (NCES). Cost of living is 5.0% above the US average (BEA, metro/state-level).
$598,393
Typical home value
+2.1%
1-year change
32
Median days on market
Home values & appreciation
- Typical home value
- $598,393
- 1-year appreciation
- +2.1%
- 3-year appreciation
- +6.6%
- 5-year appreciation
- +16.2%
- 10-year appreciation
- +46.7%
- Peak value since 2000 (Aug 2026)
- $598,393
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $650,000
- Median list price
- $650,000
- Median price per sqft
- $282
- 1-year sale-price change
- +5.3%
- Median days on market
- 32 days
- Homes sold (recent period)
- 71
- For-sale inventory
- 59
- Sale-to-list ratio
- 100.1%
- Active listings
- 63
- 1-year forecast
- +1.2%
- Days to pending
- 19 days
- New listings (monthly)
- 28
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $3,248/mo
- Studio fair-market rent
- $1,523/mo
- 1BR fair-market rent
- $1,625/mo
- 2BR fair-market rent
- $2,006/mo
- 3BR fair-market rent
- $2,509/mo
- 4BR fair-market rent
- $2,789/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 105.0 (100 = US avg)
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 2
- Middle schools
- 0
- High schools
- 1
- Avg student-teacher ratio
- 17.4 : 1
- Schools include
- Cape St. Claire Elementary, Broadneck High, Windsor Farm Elementary
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Most common flood zone among NFIP claims
- Zone X
- NFIP flood claims on record
- 74
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Curtis Bay Coast Guard Yard (13.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 58.5°F
- Average high
- 66.0°F
- Average low
- 50.5°F
- Annual precipitation
- 44.0 in
- USDA plant hardiness zone
- 8a (extreme annual low 10 to 15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 8.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 65,783
- Jobs reachable by transit (45 min)
- 58,712
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 53
- Nearest national park
- Captain John Smith Chesapeake National Historic Trail (4 mi)
- National parks include
- Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay, Fort McHenry National Monument and Historic Shrine
- Airports within 30 mi
- 35
- Nearest airport
- Mountain Road Airport (7 mi)
- Nearest major airport
- Baltimore/Washington International Thurgood Marshall Airport (BWI) (16 mi)
- Hospitals in or near this ZIP
- 57
- Hospitals include
- GEORGE WASHINGTON UNIV HOSPITAL, HOWARD UNIVERSITY HOSPITAL CORP, MEDSTAR GEORGETOWN UNIVERSITY HOSPITAL
- Avg hospital rating (CMS)
- 3.3 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1981
- Housing built before 1970
- 24.1%
- Housing built 2000 or later
- 18.4%
- Median annual property tax
- $4,519
- Mean commute to work
- 23 min
- Households with broadband internet
- 90.4%
Source: Census ACS 5-year estimates (ZIP-level)
How it compares
| ZIP 21409 | State median | US median | |
|---|---|---|---|
| Typical home value | $598,393 | — | $288,527 |
| Median sale price | $650,000 | — | $325,000 |
| Median days on market | 32 days | — | 51 days |
| Typical rent | $3,248/mo | — | $1,809/mo |
| Median annual property tax | $4,519 | — | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 21409?
- $598,393.
- What is the median sale price in ZIP 21409?
- $650,000.
- How long do homes take to sell in ZIP 21409?
- Median days on market: 32 days.
- What is typical rent in ZIP 21409?
- Typical rent: $3,248/month.
- Is ZIP 21409 in a flood zone?
- Flood zones vary by property within ZIP 21409. 74 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
- Are there Superfund sites near ZIP 21409?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 21409?
- 3 schools (2 elementary, 1 high) (NCES, 2024-25).
- Is ZIP 21409 walkable?
- Walkability index: 8.7/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 21409?
- Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
Listing a home in ZIP 21409?
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →