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Area data

ZIP 21409

Population: 20,289 (Census ACS)

The typical home value in ZIP 21409 is $598,393 — up 2.1% over the past year. Homes sell for a median $650,000 after a median 32 days on market. Typical rent runs $3,248/month. 3 schools serve the area (NCES). Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$598,393

Typical home value

+2.1%

1-year change

32

Median days on market

Home values & appreciation

Typical home value
$598,393
1-year appreciation
+2.1%
3-year appreciation
+6.6%
5-year appreciation
+16.2%
10-year appreciation
+46.7%
Peak value since 2000 (Aug 2026)
$598,393

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$650,000
Median list price
$650,000
Median price per sqft
$282
1-year sale-price change
+5.3%
Median days on market
32 days
Homes sold (recent period)
71
For-sale inventory
59
Sale-to-list ratio
100.1%
Active listings
63
1-year forecast
+1.2%
Days to pending
19 days
New listings (monthly)
28

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,248/mo
Studio fair-market rent
$1,523/mo
1BR fair-market rent
$1,625/mo
2BR fair-market rent
$2,006/mo
3BR fair-market rent
$2,509/mo
4BR fair-market rent
$2,789/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
2
Middle schools
0
High schools
1
Avg student-teacher ratio
17.4 : 1
Schools include
Cape St. Claire Elementary, Broadneck High, Windsor Farm Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
74
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Curtis Bay Coast Guard Yard (13.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.5°F
Average high
66.0°F
Average low
50.5°F
Annual precipitation
44.0 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
65,783
Jobs reachable by transit (45 min)
58,712

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
53
Nearest national park
Captain John Smith Chesapeake National Historic Trail (4 mi)
National parks include
Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay, Fort McHenry National Monument and Historic Shrine
Airports within 30 mi
35
Nearest airport
Mountain Road Airport (7 mi)
Nearest major airport
Baltimore/Washington International Thurgood Marshall Airport (BWI) (16 mi)
Hospitals in or near this ZIP
57
Hospitals include
GEORGE WASHINGTON UNIV HOSPITAL, HOWARD UNIVERSITY HOSPITAL CORP, MEDSTAR GEORGETOWN UNIVERSITY HOSPITAL
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1981
Housing built before 1970
24.1%
Housing built 2000 or later
18.4%
Median annual property tax
$4,519
Mean commute to work
23 min
Households with broadband internet
90.4%

Source: Census ACS 5-year estimates (ZIP-level)

How it compares

ZIP 21409State medianUS median
Typical home value$598,393—$288,527
Median sale price$650,000—$325,000
Median days on market32 days—51 days
Typical rent$3,248/mo—$1,809/mo
Median annual property tax$4,519—$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 21409?
$598,393.
What is the median sale price in ZIP 21409?
$650,000.
How long do homes take to sell in ZIP 21409?
Median days on market: 32 days.
What is typical rent in ZIP 21409?
Typical rent: $3,248/month.
Is ZIP 21409 in a flood zone?
Flood zones vary by property within ZIP 21409. 74 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
Are there Superfund sites near ZIP 21409?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 21409?
3 schools (2 elementary, 1 high) (NCES, 2024-25).
Is ZIP 21409 walkable?
Walkability index: 8.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 21409?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in ZIP 21409?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents