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Area data

Henderson, MD — ZIP 21640

Population: 1,163 (Census ACS)

The median home value in ZIP 21640 (Henderson, MD) is $397,643 — up 2.2% over the past year. Homes sell for a median $570,000 after a median 51 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, hurricane, strongwind the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$397,643

Median home value

+2.2%

1-year change

51

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$397,643
1-year appreciation
+2.2%
3-year appreciation
+6.9%
5-year appreciation
+16.8%
10-year appreciation
+85.6%
All-time peak (2025-03)
$398,210
House Price Index (state)
376.2 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$570,000
Median list price
$620,000
Median price per sqft
$227
1-year sale-price change
+62.9%
Median days on market
51 days
Homes sold (recent period)
2
Sale-to-list ratio
99.0%
Active listings
1
1-year forecast
+1.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,002/mo
1BR fair-market rent
$1,009/mo
2BR fair-market rent
$1,320/mo
3BR fair-market rent
$1,623/mo
4BR fair-market rent
$2,188/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, hurricane, strongWind, winterWeather
Notable hazard ratings (county)
hail: Relatively Low · drought: Relatively High · coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · wildfire: Relatively Low
Wildfire risk to homes (county)
Higher than 37% of US counties
Buildings in wildfire direct-exposure zone
65.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Dover Gas Light Co. (16.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
55.0°F
Average high
66.0°F
Average low
45.0°F
Annual precipitation
46.3 in
Annual snowfall
12.8 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
9
Nearest national park
Captain John Smith Chesapeake National Historic Trail (37 mi)
National parks include
Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay, Fort McHenry National Monument and Historic Shrine
Airports within 30 mi
59
Nearest airport
Our Domain Airport (4 mi)
Nearest major airport
Dover Civil Air Terminal/Dover Air Force Base (DOV) (19 mi)
Hospitals nearby (~15 mi)
19
Hospitals include
CHRISTIANA HOSPITAL, BAYHEALTH MEDICAL CENTER, KENT CAMPUS, DOVER BEHAVIORAL HEALTH SYSTEM
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+20 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
17.5%
Housing built 2000 or later
16.0%
Median annual property tax
$2,530
Mean commute to work
31 min
Households with broadband internet
42.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,186
Average weekly wage
$1,045
Top industries (by employment)
Construction, Agriculture, Finance & Insurance
Annual residential building permits (county)
75

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 21640State medianUS median
Median home value$397,643$446,567$288,527
Median sale price$570,000$450,000$325,000
Median days on market51 days40 days51 days
Median annual property tax$2,530$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 21640?
$397,643.
What is the median sale price in ZIP 21640?
$570,000.
How long do homes take to sell in ZIP 21640?
Median days on market: 51 days.
What is typical rent in ZIP 21640?
2-bedroom fair-market rent: $1,320/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 21640?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, hurricane, strongWind, winterWeather.
What is the wildfire risk in ZIP 21640?
Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 21640?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 21640?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 21640?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents