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Area data

ZIP 34638

Population: 37,644 (Census ACS)

The typical home value in ZIP 34638 is $420,845 — down 3.1% over the past year. Homes sell for a median $409,190 after a median 61 days on market. Typical rent runs $2,309/month. 11 schools serve the area (NCES). Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$420,845

Typical home value

-3.1%

1-year change

61

Median days on market

Home values & appreciation

Typical home value
$420,845
1-year appreciation
-3.1%
3-year appreciation
-7.8%
5-year appreciation
+15.5%
10-year appreciation
+74.8%
Peak value since 2000 (Aug 2022)
$474,336

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$409,190
Median list price
$399,999
Median price per sqft
$199
1-year sale-price change
-3.3%
Median days on market
61 days
Homes sold (recent period)
311
For-sale inventory
252
Sale-to-list ratio
98.6%
Active listings
273
1-year forecast
+0.2%
Days to pending
66 days
New listings (monthly)
65

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,309/mo
1-year rent change
-1.9%
Studio fair-market rent
$1,597/mo
1BR fair-market rent
$1,648/mo
2BR fair-market rent
$1,917/mo
3BR fair-market rent
$2,448/mo
4BR fair-market rent
$2,977/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
5
Middle schools
1
High schools
4
Charter schools
1
Avg student-teacher ratio
18.9 : 1
Schools include
LAND O' LAKES HIGH SCHOOL, OAKSTEAD ELEMENTARY SCHOOL, CHARLES S. RUSHE MIDDLE SCHOOL, SUNLAKE HIGH SCHOOL, IMAGINE SCHOOL AT LAND O' LAKES

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
48
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Southern Solvents, Inc. (13.3 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
74.0°F
Average high
82.0°F
Average low
66.0°F
Annual precipitation
53.6 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
10,522
Jobs reachable by transit (45 min)
13,574

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
De Soto National Memorial (50 mi)
Airports within 30 mi
24
Nearest airport
Geraci Airpark (4 mi)
Nearest major airport
Tampa International Airport (TPA) (18 mi)
Hospitals in or near this ZIP
39
Hospitals include
HCA FLORIDA CITRUS HOSPITAL, ORLANDO HEALTH BAYFRONT HOSPITAL, JOHNS HOPKINS ALL CHILDREN'S HOSPITAL
Avg hospital rating (CMS)
2.9 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
2008
Housing built before 1970
5.4%
Housing built 2000 or later
85.0%
Median annual property tax
$4,261
Mean commute to work
24 min
Households with broadband internet
88.0%

Source: Census ACS 5-year estimates (ZIP-level)

How it compares

ZIP 34638State medianUS median
Typical home value$420,845—$288,527
Median sale price$409,190—$325,000
Median days on market61 days—51 days
Typical rent$2,309/mo—$1,809/mo
Median annual property tax$4,261—$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 34638?
$420,845.
What is the median sale price in ZIP 34638?
$409,190.
How long do homes take to sell in ZIP 34638?
Median days on market: 61 days.
What is typical rent in ZIP 34638?
Typical rent: $2,309/month.
Is ZIP 34638 in a flood zone?
Flood zones vary by property within ZIP 34638. 48 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
Are there Superfund sites near ZIP 34638?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 34638?
11 schools (5 elementary, 1 middle, 4 high) (NCES, 2024-25).
Is ZIP 34638 walkable?
Walkability index: 3.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 34638?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in ZIP 34638?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents