Area data
Lobelville, TN — ZIP 37097
Population: 2,473 (Census ACS)
The median home value in ZIP 37097 (Lobelville, TN) is $171,770 — up 1.8% over the past year. Homes sell for a median $367,450 after a median 84 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 8.1% below the US average (BEA, metro/state-level).
$171,770
Median home value
+1.8%
1-year change
84
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $171,770
- 1-year appreciation
- +1.8%
- 3-year appreciation
- -2.8%
- 5-year appreciation
- +7.9%
- 10-year appreciation
- +80.1%
- All-time peak (2024-07)
- $185,227
- House Price Index (state)
- 484.9 (+0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $367,450
- Median list price
- $224,950
- Median price per sqft
- $235
- 1-year sale-price change
- +76.7%
- Median days on market
- 84 days
- Homes sold (recent period)
- 4
- For-sale inventory
- 13
- Sale-to-list ratio
- 97.2%
- Active listings
- 10
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $761/mo
- 1BR fair-market rent
- $914/mo
- 2BR fair-market rent
- $995/mo
- 3BR fair-market rent
- $1,186/mo
- 4BR fair-market rent
- $1,663/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 91.9 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $11.80/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 0
- Schools include
- Lobelville Elementary
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Notable hazard ratings (county)
- tornado: Relatively Low · coldWave: Relatively Low · landslide: Relatively Low · lightning: Relatively Low · earthquake: Relatively Low · strongWind: Relatively Low
- Wildfire risk to homes (county)
- Higher than 39% of US counties
- Buildings in wildfire direct-exposure zone
- 91.5%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 58.0°F
- Average high
- 71.0°F
- Average low
- 46.0°F
- Annual precipitation
- 57.3 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Fort Donelson National Battlefield (49 mi)
- National parks include
- Fort Donelson National Battlefield, Shiloh National Military Park
- Airports within 30 mi
- 11
- Nearest airport
- James Tucker Perry County Airport (14 mi)
- Hospitals nearby (~15 mi)
- 11
- Hospitals include
- HENDERSON COUNTY COMMUNITY HOSPITAL, BAPTIST MEMORIAL HOSPITAL - CARROLL COUNTY, TRISTAR HORIZON MEDICAL CENTER
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (4.3 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +80 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,989
- Housing built before 1970
- 24.9%
- Housing built 2000 or later
- 31.1%
- Median annual property tax
- $729
- Mean commute to work
- 35 min
- Households with broadband internet
- 41.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,283
- Average weekly wage
- $927
- Top industries (by employment)
- Health Care, Construction, Agriculture
- Annual residential building permits (county)
- 12
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 37097 | State median | US median | |
|---|---|---|---|
| Median home value | $171,770 | $269,266 | $288,527 |
| Median sale price | $367,450 | $315,000 | $325,000 |
| Median days on market | 84 days | 73 days | 51 days |
| Median annual property tax | $729 | $970 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 37097?
- $171,770.
- What is the median sale price in ZIP 37097?
- $367,450.
- How long do homes take to sell in ZIP 37097?
- Median days on market: 84 days.
- What is typical rent in ZIP 37097?
- 2-bedroom fair-market rent: $995/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 37097?
- Overall risk: Very Low (FEMA NRI, county-level).
- What is the wildfire risk in ZIP 37097?
- Risk to homes is higher than 39% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 37097?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 37097?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 37097?
- 1 schools (1 elementary) (NCES, 2022-23).
- What is the cost of living in ZIP 37097?
- Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →