Skip to main content

Area data

Palmer, TN — ZIP 37365

Population: 1,678 (Census ACS)

The median home value in ZIP 37365 (Palmer, TN) is $150,116 — down 2.8% over the past year. Homes sell for a median $255,000 after a median 84 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with coldwave, strongwind, tornado the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$150,116

Median home value

-2.8%

1-year change

84

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$150,116
1-year appreciation
-2.8%
3-year appreciation
-2.2%
All-time peak (2024-10)
$162,231
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$255,000
Median list price
$350,000
Median price per sqft
$152
1-year sale-price change
+88.9%
Median days on market
84 days
Homes sold (recent period)
7
For-sale inventory
7
Sale-to-list ratio
97.1%
Active listings
7
1-year forecast
-0.7%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$761/mo
1BR fair-market rent
$797/mo
2BR fair-market rent
$995/mo
3BR fair-market rent
$1,232/mo
4BR fair-market rent
$1,365/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
coldWave, strongWind, tornado
Notable hazard ratings (county)
drought: Relatively Low · tornado: Relatively Moderate · coldWave: Relatively Moderate · iceStorm: Relatively Low · landslide: Relatively Low · lightning: Relatively Low
Wildfire risk to homes (county)
Higher than 72% of US counties
Buildings in wildfire direct-exposure zone
93.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
55.0°F
Average high
66.0°F
Average low
44.0°F
Annual precipitation
63.2 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Russell Cave National Monument (28 mi)
National parks include
Russell Cave National Monument, Chickamauga & Chattanooga National Military Park, Stones River National Battlefield
Airports within 30 mi
18
Nearest airport
Piney Creek Airport (6 mi)
Nearest major airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (37 mi)
Hospitals nearby (~15 mi)
15
Hospitals include
COMMONSPIRIT-MEMORIAL HOSPITAL-NORTH GEORGIA, UNITY MEDICAL CENTER, SOUTHERN TENNESSEE REGIONAL HEALTH SYSTEM WINCHEST
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+124 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,980
Housing built before 1970
31.3%
Housing built 2000 or later
20.8%
Median annual property tax
$445
Mean commute to work
37 min
Households with broadband internet
74.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,448
Average weekly wage
$750
Top industries (by employment)
Other Services, Administrative Services, Finance & Insurance
Annual residential building permits (county)
16

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 37365State medianUS median
Median home value$150,116$269,266$288,527
Median sale price$255,000$315,000$325,000
Median days on market84 days73 days51 days
Median annual property tax$445$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 37365?
$150,116.
What is the median sale price in ZIP 37365?
$255,000.
How long do homes take to sell in ZIP 37365?
Median days on market: 84 days.
What is typical rent in ZIP 37365?
2-bedroom fair-market rent: $995/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 37365?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: coldWave, strongWind, tornado.
What is the wildfire risk in ZIP 37365?
Risk to homes is higher than 72% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 37365?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 37365?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 37365?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Palmer, TN?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents