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Area data

Smithville, MS — ZIP 38870

Population: 2,133 (Census ACS)

The median home value in ZIP 38870 (Smithville, MS) is $190,316 — down 1.3% over the past year. Homes sell for a median $219,900 after a median 56 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, lightning, drought the top-rated hazards. Cost of living is 13.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$190,316

Median home value

-1.3%

1-year change

56

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$190,316
1-year appreciation
-1.3%
3-year appreciation
-0.2%
5-year appreciation
+7.0%
10-year appreciation
+35.0%
All-time peak (2022-08)
$196,663
House Price Index (state)
328.9 (+0.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$219,900
Median list price
$201,550
Median price per sqft
$143
1-year sale-price change
-2.3%
Median days on market
56 days
Homes sold (recent period)
7
For-sale inventory
12
Active listings
6
1-year forecast
+2.2%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$761/mo
1BR fair-market rent
$769/mo
2BR fair-market rent
$905/mo
3BR fair-market rent
$1,078/mo
4BR fair-market rent
$1,189/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.0 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
0
Avg student-teacher ratio
11.2 : 1
Schools include
Smithville School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, lightning, drought, heatWave, iceStorm
Notable hazard ratings (county)
hail: Relatively Low · drought: Relatively Moderate · tornado: Relatively Moderate · coldWave: Relatively High · heatWave: Relatively Moderate · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 41% of US counties
Buildings in wildfire direct-exposure zone
75.3%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
64.0°F
Average high
75.0°F
Average low
52.0°F
Annual precipitation
58.5 in
Annual snowfall
0.5 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
4
Nearest national park
Tupelo National Battlefield (26 mi)
National parks include
Tupelo National Battlefield, Natchez Trace National Scenic Trail, Brices Cross Roads National Battlefield Site
Airports within 30 mi
15
Nearest airport
Rye Field (1 mi)
Nearest major airport
Tupelo Regional Airport (TUP) (28 mi)
Hospitals nearby (~15 mi)
16
Hospitals include
MARION REGIONAL MEDICAL CENTER, FAYETTE MEDICAL CENTER, NORTH MISSISSIPPI HEALTH SERVICES - SOUTH MARION
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
10
Solar radiation rating
Good (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+18 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,974
Housing built before 1970
43.1%
Housing built 2000 or later
17.9%
Median annual property tax
$851
Mean commute to work
24 min
Households with broadband internet
68.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,605
Average weekly wage
$1,073
Top industries (by employment)
Construction, Wholesale Trade, Finance & Insurance
Annual residential building permits (county)
26

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38870State medianUS median
Median home value$190,316$158,940$288,527
Median sale price$219,900$224,950$325,000
Median days on market56 days50 days51 days
Median annual property tax$851$859$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 38870?
$190,316.
What is the median sale price in ZIP 38870?
$219,900.
How long do homes take to sell in ZIP 38870?
Median days on market: 56 days.
What is typical rent in ZIP 38870?
2-bedroom fair-market rent: $905/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 38870?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, lightning, drought, heatWave, iceStorm.
What is the wildfire risk in ZIP 38870?
Risk to homes is higher than 41% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38870?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38870?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 38870?
1 schools (NCES, 2022-23).
What is the cost of living in ZIP 38870?
Regional Price Parity: 87.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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