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Area data

Artemus, KY — ZIP 40903

Population: 558 (Census ACS)

The median home value in ZIP 40903 (Artemus, KY) is $88,187 — down 1.5% over the past year. Homes sell for a median $237,114 after a median 391 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, landslide, lightning the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$88,187

Median home value

-1.5%

1-year change

391

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$88,187
1-year appreciation
-1.5%
3-year appreciation
+7.7%
5-year appreciation
+25.1%
All-time peak (2025-05)
$92,901
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$237,114
Median list price
$220,000
Median price per sqft
$247
1-year sale-price change
+30.1%
Median days on market
391 days
Homes sold (recent period)
1
Sale-to-list ratio
88.1%
Active listings
1
1-year forecast
-1.0%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$650/mo
1BR fair-market rent
$835/mo
2BR fair-market rent
$909/mo
3BR fair-market rent
$1,179/mo
4BR fair-market rent
$1,519/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, landslide, lightning, strongWind, winterWeather
Notable hazard ratings (county)
hail: Relatively Low · tornado: Relatively Low · coldWave: Relatively High · heatWave: Relatively Low · wildfire: Relatively Low · landslide: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 86% of US counties
Buildings in wildfire direct-exposure zone
76.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
National Electric Coil Co./Cooper Industries (24.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
66.0°F
Average low
42.0°F
Annual precipitation
54.7 in
Annual snowfall
7.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
2.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,541
Jobs reachable by transit (45 min)
2,528

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Cumberland Gap National Historical Park (16 mi)
National parks include
Cumberland Gap National Historical Park, Big South Fork National River & Recreation Area, Mill Springs Battlefield National Monument
Airports within 30 mi
6
Nearest airport
Middlesboro-Bell County Airport (14 mi)
Nearest major airport
London-Corbin Airport/Magee Field (LOZ) (25 mi)
Hospitals nearby (~15 mi)
14
Hospitals include
SAINT JOSEPH LONDON, MIDDLESBORO ARH HOSPITAL, HAZARD ARH REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
2.2 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+10 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
18.9%
Housing built 2000 or later
12.0%
Median annual property tax
$573
Households with broadband internet
36.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,056
Average weekly wage
$867
Top industries (by employment)
Professional Services, Construction, Finance & Insurance

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40903State medianUS median
Median home value$88,187$169,240$288,527
Median sale price$237,114$234,500$325,000
Median days on market391 days57 days51 days
Median annual property tax$573$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40903?
$88,187.
What is the median sale price in ZIP 40903?
$237,114.
How long do homes take to sell in ZIP 40903?
Median days on market: 391 days.
What is typical rent in ZIP 40903?
2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 40903?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, landslide, lightning, strongWind, winterWeather.
Is ZIP 40903 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 40903?
Risk to homes is higher than 86% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40903?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40903?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 40903 walkable?
Walkability index: 2.2/20 (EPA Smart Location Database).
What is the cost of living in ZIP 40903?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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