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Area data

Mount Sherman, KY — ZIP 42764

Population: 536 (Census ACS)

The median home value in ZIP 42764 (Mount Sherman, KY) is $190,381 — down 3.1% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$190,381

Median home value

-3.1%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$190,381
1-year appreciation
-3.1%
3-year appreciation
+10.4%
5-year appreciation
+24.7%
10-year appreciation
+103.2%
All-time peak (2025-06)
$197,512
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$319,900
Active listings
1
1-year forecast
+3.4%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$650/mo
1BR fair-market rent
$835/mo
2BR fair-market rent
$909/mo
3BR fair-market rent
$1,190/mo
4BR fair-market rent
$1,195/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
hail: Relatively Low · tornado: Relatively Low · coldWave: Relatively Low · iceStorm: Relatively Low · lightning: Relatively Low · strongWind: Relatively Low
Wildfire risk to homes (county)
Higher than 16% of US counties
Buildings in wildfire direct-exposure zone
83.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
69.0°F
Average low
45.0°F
Annual precipitation
51.7 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Abraham Lincoln Birthplace National Historical Park (9 mi)
National parks include
Abraham Lincoln Birthplace National Historical Park, Mammoth Cave National Park, Mill Springs Battlefield National Monument
Airports within 30 mi
10
Nearest airport
Lincoln Farm Airport (7 mi)
Nearest major airport
Godman Army Air Field (FTK) (36 mi)
Hospitals nearby (~15 mi)
13
Hospitals include
BAPTIST HEALTH HARDIN, T J SAMSON COMMUNITY HOSPITAL, SPRING VIEW HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
3
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,979
Housing built before 1970
38.8%
Housing built 2000 or later
15.0%
Median annual property tax
$691
Households with broadband internet
59.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,999
Average weekly wage
$857
Top industries (by employment)
Construction, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
59

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42764State medianUS median
Median home value$190,381$169,240$288,527
Median annual property tax$691$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 42764?
$190,381.
What is typical rent in ZIP 42764?
2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42764?
Overall risk: Very Low (FEMA NRI, county-level).
What is the wildfire risk in ZIP 42764?
Risk to homes is higher than 16% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42764?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42764?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 42764?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents