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Area data

Ubly, MI — ZIP 48475

Population: 2,235 (Census ACS)

The median home value in ZIP 48475 (Ubly, MI) is $206,885 — up 7.2% over the past year. Homes sell for a median $161,500 after a median 109 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winterweather, coldwave, strongwind the top-rated hazards. Cost of living is 3.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$206,885

Median home value

+7.2%

1-year change

109

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$206,885
1-year appreciation
+7.2%
3-year appreciation
-1.3%
5-year appreciation
+2.4%
10-year appreciation
+58.1%
All-time peak (2022-06)
$217,249
House Price Index (state)
400.5 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$161,500
Median list price
$105,000
Median price per sqft
$73
1-year sale-price change
-18.9%
Median days on market
109 days
Homes sold (recent period)
2
For-sale inventory
7
Sale-to-list ratio
86.4%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$723/mo
1BR fair-market rent
$775/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,290/mo
4BR fair-market rent
$1,333/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.2 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Avg student-teacher ratio
16.2 : 1
Schools include
Ubly Community Elementary School, Ubly Community JrSr High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
winterWeather, coldWave, strongWind
Notable hazard ratings (county)
hail: Relatively Low · tornado: Relatively Low · coldWave: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · lightning: Relatively Low
Wildfire risk to homes (county)
Higher than 3% of US counties
Buildings in wildfire direct-exposure zone
42.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
55.0°F
Average low
38.0°F
Annual precipitation
32.9 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
190
Days with Moderate air quality
20
Highest AQI recorded (year)
108

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
7
Nearest airport
Huron County Memorial Airport (3 mi)
Hospitals nearby (~15 mi)
10
Hospitals include
TAWAS ST JOSEPH HOSPITAL, SCHEURER HOSPITAL, DECKERVILLE COMMUNITY HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
11
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+28 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
46.7%
Housing built 2000 or later
14.8%
Median annual property tax
$1,744
Mean commute to work
22 min
Households with broadband internet
52.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,693
Average weekly wage
$1,010
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
69

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 48475State medianUS median
Median home value$206,885$242,800$288,527
Median sale price$161,500$265,000$325,000
Median days on market109 days36 days51 days
Median annual property tax$1,744$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 48475?
$206,885.
What is the median sale price in ZIP 48475?
$161,500.
How long do homes take to sell in ZIP 48475?
Median days on market: 109 days.
What is typical rent in ZIP 48475?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 48475?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winterWeather, coldWave, strongWind.
What is the wildfire risk in ZIP 48475?
Risk to homes is higher than 3% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 48475?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 48475?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 48475?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
What is the air quality in ZIP 48475?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 48475?
Regional Price Parity: 96.2 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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