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Area data

ZIP 49685

Population: 21,308 (Census ACS)

The typical home value in ZIP 49685 is $437,390 — up 2.5% over the past year. Homes sell for a median $515,000 after a median 44 days on market. Typical rent runs $1,790/month. 5 schools serve the area (NCES). Cost of living is 3.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$437,390

Typical home value

+2.5%

1-year change

44

Median days on market

Home values & appreciation

Typical home value
$437,390
1-year appreciation
+2.5%
3-year appreciation
+11.3%
5-year appreciation
+33.1%
10-year appreciation
+111.0%
Peak value since 2000 (Aug 2026)
$437,390

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$515,000
Median list price
$450,000
Median price per sqft
$262
1-year sale-price change
+9.5%
Median days on market
44 days
Homes sold (recent period)
109
For-sale inventory
112
Sale-to-list ratio
98.9%
Active listings
134
1-year forecast
+2.7%
Days to pending
34 days
New listings (monthly)
45

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,790/mo
Studio fair-market rent
$1,181/mo
1BR fair-market rent
$1,188/mo
2BR fair-market rent
$1,436/mo
3BR fair-market rent
$1,883/mo
4BR fair-market rent
$1,928/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.2 (100 = US avg)
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
4
Middle schools
0
High schools
1
Avg student-teacher ratio
19.3 : 1
Schools include
West Senior High, Long Lake Elementary School, Silver Lake Elementary School, Westwoods Elementary School, Blair Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Grand Traverse Overall Supply Co. (7.5 mi)

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
49.0°F
Average high
56.0°F
Average low
41.0°F
Annual precipitation
34.6 in
Annual snowfall
61.4 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,932
Jobs reachable by transit (45 min)
7,193

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Sleeping Bear Dunes National Lakeshore (23 mi)
Airports within 30 mi
15
Nearest airport
Cherry Capital Airport (TVC) (6 mi)
Nearest major airport
Cherry Capital Airport (TVC) (6 mi)
Hospitals in or near this ZIP
6
Hospitals include
MUNSON HEALTHCARE CADILLAC HOSPITAL, MUNSON MEDICAL CENTER, MUNSON HEALTHCARE MANISTEE HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1993
Housing built before 1970
15.0%
Housing built 2000 or later
40.0%
Median annual property tax
$3,196
Mean commute to work
17 min
Households with broadband internet
81.0%

Source: Census ACS 5-year estimates (ZIP-level)

How it compares

ZIP 49685State medianUS median
Typical home value$437,390—$288,527
Median sale price$515,000—$325,000
Median days on market44 days—51 days
Typical rent$1,790/mo—$1,809/mo
Median annual property tax$3,196—$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 49685?
$437,390.
What is the median sale price in ZIP 49685?
$515,000.
How long do homes take to sell in ZIP 49685?
Median days on market: 44 days.
What is typical rent in ZIP 49685?
Typical rent: $1,790/month.
Are there Superfund sites near ZIP 49685?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 49685?
5 schools (4 elementary, 1 high) (NCES, 2024-25).
Is ZIP 49685 walkable?
Walkability index: 7.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 49685?
Regional Price Parity: 96.2 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in ZIP 49685?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents