Area data
ZIP 49685
Population: 21,308 (Census ACS)
The typical home value in ZIP 49685 is $437,390 — up 2.5% over the past year. Homes sell for a median $515,000 after a median 44 days on market. Typical rent runs $1,790/month. 5 schools serve the area (NCES). Cost of living is 3.8% below the US average (BEA, metro/state-level).
$437,390
Typical home value
+2.5%
1-year change
44
Median days on market
Home values & appreciation
- Typical home value
- $437,390
- 1-year appreciation
- +2.5%
- 3-year appreciation
- +11.3%
- 5-year appreciation
- +33.1%
- 10-year appreciation
- +111.0%
- Peak value since 2000 (Aug 2026)
- $437,390
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $515,000
- Median list price
- $450,000
- Median price per sqft
- $262
- 1-year sale-price change
- +9.5%
- Median days on market
- 44 days
- Homes sold (recent period)
- 109
- For-sale inventory
- 112
- Sale-to-list ratio
- 98.9%
- Active listings
- 134
- 1-year forecast
- +2.7%
- Days to pending
- 34 days
- New listings (monthly)
- 45
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,790/mo
- Studio fair-market rent
- $1,181/mo
- 1BR fair-market rent
- $1,188/mo
- 2BR fair-market rent
- $1,436/mo
- 3BR fair-market rent
- $1,883/mo
- 4BR fair-market rent
- $1,928/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 96.2 (100 = US avg)
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 5
- Elementary schools
- 4
- Middle schools
- 0
- High schools
- 1
- Avg student-teacher ratio
- 19.3 : 1
- Schools include
- West Senior High, Long Lake Elementary School, Silver Lake Elementary School, Westwoods Elementary School, Blair Elementary School
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Grand Traverse Overall Supply Co. (7.5 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 49.0°F
- Average high
- 56.0°F
- Average low
- 41.0°F
- Annual precipitation
- 34.6 in
- Annual snowfall
- 61.4 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 7.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 8,932
- Jobs reachable by transit (45 min)
- 7,193
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Sleeping Bear Dunes National Lakeshore (23 mi)
- Airports within 30 mi
- 15
- Nearest airport
- Cherry Capital Airport (TVC) (6 mi)
- Nearest major airport
- Cherry Capital Airport (TVC) (6 mi)
- Hospitals in or near this ZIP
- 6
- Hospitals include
- MUNSON HEALTHCARE CADILLAC HOSPITAL, MUNSON MEDICAL CENTER, MUNSON HEALTHCARE MANISTEE HOSPITAL
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1993
- Housing built before 1970
- 15.0%
- Housing built 2000 or later
- 40.0%
- Median annual property tax
- $3,196
- Mean commute to work
- 17 min
- Households with broadband internet
- 81.0%
Source: Census ACS 5-year estimates (ZIP-level)
How it compares
| ZIP 49685 | State median | US median | |
|---|---|---|---|
| Typical home value | $437,390 | — | $288,527 |
| Median sale price | $515,000 | — | $325,000 |
| Median days on market | 44 days | — | 51 days |
| Typical rent | $1,790/mo | — | $1,809/mo |
| Median annual property tax | $3,196 | — | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 49685?
- $437,390.
- What is the median sale price in ZIP 49685?
- $515,000.
- How long do homes take to sell in ZIP 49685?
- Median days on market: 44 days.
- What is typical rent in ZIP 49685?
- Typical rent: $1,790/month.
- Are there Superfund sites near ZIP 49685?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 49685?
- 5 schools (4 elementary, 1 high) (NCES, 2024-25).
- Is ZIP 49685 walkable?
- Walkability index: 7.5/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 49685?
- Regional Price Parity: 96.2 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →