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Area data

Shelby, IA — ZIP 51570

Population: 1,118 (Census ACS)

The median home value in ZIP 51570 (Shelby, IA) is $257,766 — up 2.8% over the past year. Homes sell for a median $213,000 after a median 25 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, hail the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$257,766

Median home value

+2.8%

1-year change

25

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$257,766
1-year appreciation
+2.8%
3-year appreciation
+16.8%
5-year appreciation
+35.4%
10-year appreciation
+82.2%
All-time peak (2026-08)
$257,766
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$213,000
Median list price
$230,000
Median price per sqft
$144
1-year sale-price change
-0.9%
Median days on market
25 days
Homes sold (recent period)
5
Sale-to-list ratio
99.4%
Active listings
2
1-year forecast
+3.6%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$688/mo
1BR fair-market rent
$838/mo
2BR fair-market rent
$927/mo
3BR fair-market rent
$1,214/mo
4BR fair-market rent
$1,218/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, hail
Notable hazard ratings (county)
hail: Relatively Moderate · drought: Relatively Moderate · tornado: Relatively Low · coldWave: Relatively Low · iceStorm: Relatively Low · landslide: Relatively Low
Wildfire risk to homes (county)
Higher than 37% of US counties
Buildings in wildfire direct-exposure zone
28.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
PCE Former Dry Cleaner (20 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
49.0°F
Average high
60.0°F
Average low
39.0°F
Annual precipitation
36.4 in
Annual snowfall
28.0 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
37
Days with Good air quality
83
Days with Moderate air quality
35
Highest AQI recorded (year)
87

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Lewis & Clark National Historic Trail (32 mi)
Airports within 30 mi
11
Nearest airport
Harlan Municipal Airport (8 mi)
Nearest major airport
Eppley Airfield (OMA) (30 mi)
Hospitals nearby (~15 mi)
21
Hospitals include
CHI HEALTH MERCY COUNCIL BLUFFS, METHODIST JENNIE EDMUNDSON, CHI HEALTH - MERCY CORNING
Avg hospital rating (CMS)
3.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
6
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-3 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,938
Housing built before 1970
66.1%
Housing built 2000 or later
15.9%
Median annual property tax
$2,275
Mean commute to work
27 min
Households with broadband internet
63.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
36,115
Average weekly wage
$1,114
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
334

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 51570State medianUS median
Median home value$257,766$211,043$288,527
Median sale price$213,000$220,000$325,000
Median days on market25 days48 days51 days
Median annual property tax$2,275$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 51570?
$257,766.
What is the median sale price in ZIP 51570?
$213,000.
How long do homes take to sell in ZIP 51570?
Median days on market: 25 days.
What is typical rent in ZIP 51570?
2-bedroom fair-market rent: $927/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 51570?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, hail.
What is the wildfire risk in ZIP 51570?
Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 51570?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 51570?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 51570?
Good. Median AQI: 37. (EPA AQI).
What is the cost of living in ZIP 51570?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents