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Area data

Side Lake, MN — ZIP 55781

Population: 821 (Census ACS)

The median home value in ZIP 55781 (Side Lake, MN) is $346,019 — up 9.2% over the past year. Homes sell for a median $560,000 after a median 40 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, lightning, winterweather the top-rated hazards. Cost of living is 1.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$346,019

Median home value

+9.2%

1-year change

40

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$346,019
1-year appreciation
+9.2%
3-year appreciation
+19.7%
5-year appreciation
+40.0%
10-year appreciation
+80.4%
All-time peak (2026-08)
$346,019
House Price Index (state)
442.4 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$560,000
Median list price
$359,950
Median price per sqft
$320
1-year sale-price change
+13.1%
Median days on market
40 days
Homes sold (recent period)
5
For-sale inventory
5
Sale-to-list ratio
97.4%
Active listings
3
1-year forecast
+2.6%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$811/mo
1BR fair-market rent
$924/mo
2BR fair-market rent
$1,164/mo
3BR fair-market rent
$1,509/mo
4BR fair-market rent
$1,635/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
98.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, lightning, winterWeather, hail, heatWave
Notable hazard ratings (county)
hail: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · coldWave: Very High · heatWave: Relatively Moderate · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 62% of US counties
Buildings in wildfire direct-exposure zone
56.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
37.0°F
Average high
49.0°F
Average low
25.0°F
Annual precipitation
24.8 in
USDA plant hardiness zone
3b (extreme annual low -35 to -30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
243
Days with Moderate air quality
99
Days with Unhealthy air quality
11
Highest AQI recorded (year)
216

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
5
Nearest airport
Range Regional Airport (HIB) (14 mi)
Nearest major airport
Range Regional Airport (HIB) (14 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
RANGE REGIONAL HEALTH SERVICES, GRAND ITASCA CLINIC AND HOSPITAL, ESSENTIA HEALTH VIRGINIA
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
6
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+31 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,979
Housing built before 1970
39.1%
Housing built 2000 or later
20.6%
Median annual property tax
$3,179
Households with broadband internet
73.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
80,266
Average weekly wage
$1,187
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
412

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 55781State medianUS median
Median home value$346,019$300,176$288,527
Median sale price$560,000$315,500$325,000
Median days on market40 days39 days51 days
Median annual property tax$3,179$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 55781?
$346,019.
What is the median sale price in ZIP 55781?
$560,000.
How long do homes take to sell in ZIP 55781?
Median days on market: 40 days.
What is typical rent in ZIP 55781?
2-bedroom fair-market rent: $1,164/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 55781?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, lightning, winterWeather, hail, heatWave.
What is the wildfire risk in ZIP 55781?
Risk to homes is higher than 62% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 55781?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 55781?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 55781?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 55781?
Regional Price Parity: 98.6 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents