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Area data

Breckenridge, MN — ZIP 56520

Population: 3,852 (Census ACS)

The median home value in ZIP 56520 (Breckenridge, MN) is $198,368 — up 2.7% over the past year. Homes sell for a median $176,150 after a median 63 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with winterweather the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$198,368

Median home value

+2.7%

1-year change

63

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$198,368
1-year appreciation
+2.7%
3-year appreciation
+11.0%
5-year appreciation
+18.3%
10-year appreciation
+69.9%
All-time peak (2026-03)
$203,351
House Price Index (state)
442.4 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$176,150
Median list price
$157,450
Median price per sqft
$125
1-year sale-price change
-7.9%
Median days on market
63 days
Homes sold (recent period)
20
For-sale inventory
30
Sale-to-list ratio
97.8%
Active listings
27
1-year forecast
+0.9%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$706/mo
1BR fair-market rent
$846/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,404/mo
4BR fair-market rent
$1,481/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
0
High schools
2
Avg student-teacher ratio
12.9 : 1
Schools include
Breckenridge Middle/High School, BRECKENRIDGE ELEMENTARY, Breckenridge Area Learning Program

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
winterWeather
Notable hazard ratings (county)
hail: Relatively Low · coldWave: Relatively Low · strongWind: Relatively Low · winterWeather: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 29% of US counties
Buildings in wildfire direct-exposure zone
37.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
42.0°F
Average high
53.0°F
Average low
31.0°F
USDA plant hardiness zone
4a (extreme annual low -30 to -25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,941
Jobs reachable by transit (45 min)
3,926

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
19
Nearest airport
Yaggie Private Airport (3 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
ST FRANCIS MEDICAL CENTER
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-5 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
46.4%
Housing built 2000 or later
14.6%
Median annual property tax
$1,443
Mean commute to work
12 min
Households with broadband internet
68.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,227
Average weekly wage
$1,153
Top industries (by employment)
Health Care, Wholesale Trade, Other Services
Annual residential building permits (county)
9

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 56520State medianUS median
Median home value$198,368$300,176$288,527
Median sale price$176,150$315,500$325,000
Median days on market63 days39 days51 days
Median annual property tax$1,443$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 56520?
$198,368.
What is the median sale price in ZIP 56520?
$176,150.
How long do homes take to sell in ZIP 56520?
Median days on market: 63 days.
What is typical rent in ZIP 56520?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 56520?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: winterWeather.
Is ZIP 56520 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 56520?
Risk to homes is higher than 29% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 56520?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 56520?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 56520?
3 schools (1 elementary, 2 high) (NCES, 2022-23).
Is ZIP 56520 walkable?
Walkability index: 7.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 56520?
Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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