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Area data

Fargo, ND — ZIP 58104

Population: 49,168 (Census ACS)

The median home value in ZIP 58104 (Fargo, ND) is $407,811 — up 3.9% over the past year. Homes sell for a median $388,088 after a median 23 days on market. Typical rent runs $1,240/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, strongwind, winterweather the top-rated hazards. Cost of living is 11.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$407,811

Median home value

+3.9%

1-year change

23

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$407,811
1-year appreciation
+3.9%
3-year appreciation
+7.6%
5-year appreciation
+20.5%
10-year appreciation
+38.2%
All-time peak (2026-08)
$407,811
House Price Index (state)
469.1 (+4.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$388,088
Median list price
$429,450
Median price per sqft
$177
1-year sale-price change
-1.6%
Median days on market
23 days
Homes sold (recent period)
244
For-sale inventory
175
Sale-to-list ratio
100.0%
Active listings
185
1-year forecast
+2.1%
Days to pending
40 days
New listings (monthly)
63

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,240/mo
1-year rent change
+3.1%
Studio fair-market rent
$781/mo
1BR fair-market rent
$903/mo
2BR fair-market rent
$1,104/mo
3BR fair-market rent
$1,529/mo
4BR fair-market rent
$1,845/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.0 (100 = US avg)
Electricity rate (state-level)
11.8¢/kWh
Natural gas rate (state-level)
$9.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
8
Middle schools
1
High schools
1
Avg student-teacher ratio
13.0 : 1
School districts serving the area
FARGO 1, WEST FARGO 6
Schools include
DISCOVERY MIDDLE SCHOOL, BENNETT ELEMENTARY SCHOOL, KENNEDY ELEMENTARY SCHOOL, CENTENNIAL ELEMENTARY SCHOOL, FARGO DAVIES HIGH SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, strongWind, winterWeather, hail, coldWave
Notable hazard ratings (county)
hail: Relatively High · tornado: Relatively Moderate · coldWave: Relatively Moderate · heatWave: Relatively Low · iceStorm: Very High · lightning: Relatively Moderate
Wildfire risk to homes (county)
Higher than 31% of US counties
Buildings in wildfire direct-exposure zone
19.3%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
25.0 in
USDA plant hardiness zone
4a (extreme annual low -30 to -25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
37
Days with Good air quality
275
Days with Moderate air quality
75
Days with Unhealthy air quality
7
Highest AQI recorded (year)
192

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
34
Nearest airport
Ellig Field (6 mi)
Nearest major airport
Hector International Airport (FAR) (10 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
ESSENTIA HEALTH
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
35
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+476 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,008
Housing built before 1970
3.1%
Housing built 2000 or later
69.9%
Median annual property tax
$4,638
Mean commute to work
14 min
Households with broadband internet
77.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
113,894
Average weekly wage
$1,326
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,154

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 58104State medianUS median
Median home value$407,811$249,338$288,527
Median sale price$388,088$241,500$325,000
Median days on market23 days57 days51 days
Typical rent$1,240/mo$1,239/mo$1,809/mo
Median annual property tax$4,638$1,250$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 58104?
$407,811.
What is the median sale price in ZIP 58104?
$388,088.
How long do homes take to sell in ZIP 58104?
Median days on market: 23 days.
What is typical rent in ZIP 58104?
Typical rent: $1,240/month.
What is the natural-hazard risk in ZIP 58104?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, winterWeather, hail, coldWave.
What is the wildfire risk in ZIP 58104?
Risk to homes is higher than 31% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 58104?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 58104?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 58104?
10 schools (8 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the air quality in ZIP 58104?
Good. Median AQI: 37. (EPA AQI).
What is the cost of living in ZIP 58104?
Regional Price Parity: 89.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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