Area data
Camdenton, MO — ZIP 65020
Population: 14,748 (Census ACS)
The median home value in ZIP 65020 (Camdenton, MO) is $302,390 — down 2.0% over the past year. Homes sell for a median $349,900 after a median 69 days on market. Typical rent runs $1,525/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, winterweather, coldwave the top-rated hazards. Cost of living is 9.2% below the US average (BEA, metro/state-level).
$302,390
Median home value
-2.0%
1-year change
69
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $302,390
- 1-year appreciation
- -2.0%
- 3-year appreciation
- +0.9%
- 5-year appreciation
- +9.4%
- 10-year appreciation
- +65.0%
- All-time peak (2025-03)
- $309,771
- House Price Index (state)
- 416.7 (+3.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $349,900
- Median list price
- $370,000
- Median price per sqft
- $231
- 1-year sale-price change
- 0.0%
- Median days on market
- 69 days
- Homes sold (recent period)
- 125
- For-sale inventory
- 275
- Sale-to-list ratio
- 87.8%
- Active listings
- 267
- Days to pending
- 74 days
- New listings (monthly)
- 59
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,525/mo
- Studio fair-market rent
- $761/mo
- 1BR fair-market rent
- $790/mo
- 2BR fair-market rent
- $1,033/mo
- 3BR fair-market rent
- $1,430/mo
- 4BR fair-market rent
- $1,593/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.8 (100 = US avg)
- Electricity rate (state-level)
- 13.5¢/kWh
- Natural gas rate (state-level)
- $14.90/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 7
- Elementary schools
- 2
- Middle schools
- 2
- High schools
- 3
- Avg student-teacher ratio
- 13.3 : 1
- Schools include
- DOGWOOD ELEMENTARY, CAMDENTON MIDDLE, CAMDENTON HIGH, JUVENILE JUSTICE CENTER, LAKE CAREER TECHNICAL CENTER
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- iceStorm, winterWeather, coldWave, hail, heatWave
- Notable hazard ratings (county)
- hail: Relatively Moderate · drought: Relatively Low · tornado: Relatively Moderate · coldWave: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Very High
- Wildfire risk to homes (county)
- Higher than 76% of US counties
- Buildings in wildfire direct-exposure zone
- 59.9%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 56.0°F
- Average high
- 67.0°F
- Average low
- 45.0°F
- Annual precipitation
- 45.9 in
- Annual snowfall
- 8.3 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- Airports within 30 mi
- 14
- Nearest airport
- Camdenton Memorial Airport (5 mi)
- Nearest major airport
- Waynesville-St. Robert Regional Airport-Forney Field (TBN) (38 mi)
- Hospitals nearby (~15 mi)
- 6
- Hospitals include
- SSM HEALTH ST. MARY'S HOSPITAL - JEFFERSON CITY, General Leonard Wood ACH (FT Leonard Wood), MERCY HOSPITAL LEBANON
- Avg hospital rating (CMS)
- 3.3 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (4.3 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +323 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,991
- Housing built before 1970
- 10.9%
- Housing built 2000 or later
- 30.2%
- Median annual property tax
- $1,386
- Mean commute to work
- 19 min
- Households with broadband internet
- 58.8%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 16,023
- Average weekly wage
- $924
- Top industries (by employment)
- Accommodation & Food, Construction, Arts & Entertainment
- Annual residential building permits (county)
- 419
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 65020 | State median | US median | |
|---|---|---|---|
| Median home value | $302,390 | $246,773 | $288,527 |
| Median sale price | $349,900 | $249,900 | $325,000 |
| Median days on market | 69 days | 40 days | 51 days |
| Typical rent | $1,525/mo | $1,400/mo | $1,809/mo |
| Median annual property tax | $1,386 | $1,136 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 65020?
- $302,390.
- What is the median sale price in ZIP 65020?
- $349,900.
- How long do homes take to sell in ZIP 65020?
- Median days on market: 69 days.
- What is typical rent in ZIP 65020?
- Typical rent: $1,525/month.
- What is the natural-hazard risk in ZIP 65020?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, winterWeather, coldWave, hail, heatWave.
- What is the wildfire risk in ZIP 65020?
- Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 65020?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 65020?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 65020?
- 7 schools (2 elementary, 2 middle, 3 high) (NCES, 2022-23).
- What is the cost of living in ZIP 65020?
- Regional Price Parity: 90.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →