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Area data

Lovelady, TX — ZIP 75851

Population: 4,336 (Census ACS)

The median home value in ZIP 75851 (Lovelady, TX) is $283,263 — up 1.6% over the past year. Homes sell for a median $332,500 after a median 247 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, coldwave, drought the top-rated hazards. Cost of living is 2.9% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$283,263

Median home value

+1.6%

1-year change

247

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$283,263
1-year appreciation
+1.6%
3-year appreciation
-3.9%
5-year appreciation
-7.0%
All-time peak (2022-06)
$331,401
House Price Index (state)
450.8 (+0.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$332,500
Median list price
$296,250
Median price per sqft
$127
Median days on market
247 days
Homes sold (recent period)
2
For-sale inventory
19
Sale-to-list ratio
94.8%
Active listings
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$795/mo
1BR fair-market rent
$829/mo
2BR fair-market rent
$1,046/mo
3BR fair-market rent
$1,302/mo
4BR fair-market rent
$1,375/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.1 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Avg student-teacher ratio
10.8 : 1
Schools include
LOVELADY EL, LOVELADY J H H S

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, coldWave, drought, iceStorm
Notable hazard ratings (county)
drought: Relatively Moderate · tornado: Relatively Low · coldWave: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate · wildfire: Relatively Low
Wildfire risk to homes (county)
Higher than 69% of US counties
Buildings in wildfire direct-exposure zone
77.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
50.0 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
19
Nearest airport
Houston County Airport (13 mi)
Nearest major airport
Huntsville Regional Airport (HTV) (28 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
HUNTSVILLE MEMORIAL HOSPITAL, CHI ST LUKES HEALTH MEMORIAL LIVINGSTON, WOODLAND HEIGHTS MEDICAL CENTER
Avg hospital rating (CMS)
2.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+87 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,992
Housing built before 1970
17.6%
Housing built 2000 or later
31.3%
Median annual property tax
$1,352
Households with broadband internet
51.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,059
Average weekly wage
$1,359
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
1

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 75851State medianUS median
Median home value$283,263$260,760$288,527
Median sale price$332,500$285,000$325,000
Median days on market247 days71 days51 days
Median annual property tax$1,352$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 75851?
$283,263.
What is the median sale price in ZIP 75851?
$332,500.
How long do homes take to sell in ZIP 75851?
Median days on market: 247 days.
What is typical rent in ZIP 75851?
2-bedroom fair-market rent: $1,046/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 75851?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, coldWave, drought, iceStorm.
What is the wildfire risk in ZIP 75851?
Risk to homes is higher than 69% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 75851?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 75851?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 75851?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 75851?
Regional Price Parity: 97.1 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents