Area data
Hamilton, TX — ZIP 76531
Population: 4,703 (Census ACS)
The median home value in ZIP 76531 (Hamilton, TX) is $234,240 — up 1.3% over the past year. Homes sell for a median $166,500 after a median 67 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 2.9% below the US average (BEA, metro/state-level).
$234,240
Median home value
+1.3%
1-year change
67
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $234,240
- 1-year appreciation
- +1.3%
- 3-year appreciation
- -2.4%
- 5-year appreciation
- +10.6%
- 10-year appreciation
- +81.1%
- All-time peak (2022-07)
- $252,701
- House Price Index (state)
- 450.8 (+0.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $166,500
- Median list price
- $213,500
- Median price per sqft
- $115
- 1-year sale-price change
- -37.2%
- Median days on market
- 67 days
- Homes sold (recent period)
- 14
- For-sale inventory
- 50
- Sale-to-list ratio
- 92.3%
- Active listings
- 19
- New listings (monthly)
- 6
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $771/mo
- 1BR fair-market rent
- $775/mo
- 2BR fair-market rent
- $1,014/mo
- 3BR fair-market rent
- $1,404/mo
- 4BR fair-market rent
- $1,461/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 97.1 (100 = US avg)
- Electricity rate (state-level)
- 15.5¢/kWh
- Natural gas rate (state-level)
- $19.40/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Avg student-teacher ratio
- 10.7 : 1
- Schools include
- HAMILTON H S, ANN WHITNEY EL, HAMILTON J H
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Notable hazard ratings (county)
- hail: Relatively Low · drought: Relatively Low · tornado: Relatively Low · coldWave: Relatively Low · wildfire: Relatively Low · lightning: Relatively Low
- Wildfire risk to homes (county)
- Higher than 90% of US counties
- Buildings in wildfire direct-exposure zone
- 81.6%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 32.4 in
- Annual snowfall
- 0.2 in
- USDA plant hardiness zone
- 8b (extreme annual low 15 to 20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Waco Mammoth National Monument (55 mi)
- Airports within 30 mi
- 28
- Nearest airport
- Muxworthy Airport (2 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- HAMILTON GENERAL HOSPITAL
- Solar radiation rating
- Good (4.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +67 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,960
- Housing built before 1970
- 63.0%
- Housing built 2000 or later
- 10.2%
- Median annual property tax
- $1,361
- Mean commute to work
- 13 min
- Households with broadband internet
- 61.2%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,931
- Average weekly wage
- $872
- Top industries (by employment)
- Health Care, Construction, Wholesale Trade
- Annual residential building permits (county)
- 33
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 76531 | State median | US median | |
|---|---|---|---|
| Median home value | $234,240 | $260,760 | $288,527 |
| Median sale price | $166,500 | $285,000 | $325,000 |
| Median days on market | 67 days | 71 days | 51 days |
| Median annual property tax | $1,361 | $2,390 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 76531?
- $234,240.
- What is the median sale price in ZIP 76531?
- $166,500.
- How long do homes take to sell in ZIP 76531?
- Median days on market: 67 days.
- What is typical rent in ZIP 76531?
- 2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 76531?
- Overall risk: Very Low (FEMA NRI, county-level).
- What is the wildfire risk in ZIP 76531?
- Risk to homes is higher than 90% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 76531?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 76531?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 76531?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- What is the cost of living in ZIP 76531?
- Regional Price Parity: 97.1 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →