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Area data

Rock Point, AZ — ZIP 86545

Population: 780 (Census ACS)

The median home value in ZIP 86545 (Rock Point, AZ) is $47,100. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, wildfire, winterweather the top-rated hazards. Cost of living is 0.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$47,100

Median home value

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$47,100
House Price Index (state)
567.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$746/mo
1BR fair-market rent
$819/mo
2BR fair-market rent
$1,071/mo
3BR fair-market rent
$1,483/mo
4BR fair-market rent
$1,790/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.7 (100 = US avg)
Electricity rate (state-level)
15.3¢/kWh
Natural gas rate (state-level)
$18.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
0
Charter schools
1
Avg student-teacher ratio
9.6 : 1
School districts serving the area
Concordia Charter School Inc. (89556), Rock Point Community School
Schools include
Concordia Charter School- Navajo Mission, Rock Point Community School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, wildfire, winterWeather, inlandFlooding, landslide
Notable hazard ratings (county)
drought: Relatively Low · coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · wildfire: Relatively High · landslide: Relatively Moderate
Wildfire risk to homes (county)
Higher than 90% of US counties
Buildings in wildfire direct-exposure zone
80.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
69.0°F
Average low
39.0°F
Annual precipitation
10.0 in
Annual snowfall
1.6 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
33
Days with Good air quality
313
Days with Moderate air quality
50
Highest AQI recorded (year)
100

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
2
Nearest national park
Petrified Forest National Park (23 mi)
National parks include
Petrified Forest National Park, Hubbell Trading Post National Historic Site
Nearest airport
Ganado Airport (32 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
FORT DEFIANCE INDIAN HOSPITAL, SAGE MEMORIAL HOSPITAL, ZUNI COMPREHENSIVE COMMUNITY HEALTH CENTER
Solar radiation rating
Excellent (5.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,990
Housing built before 1970
9.0%
Housing built 2000 or later
12.5%
Households with broadband internet
23.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,311
Average weekly wage
$1,102
Top industries (by employment)
Health Care, Construction, Education
Annual residential building permits (county)
142

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 86545?
$47,100.
What is typical rent in ZIP 86545?
2-bedroom fair-market rent: $1,071/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 86545?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, wildfire, winterWeather, inlandFlooding, landslide.
What is the wildfire risk in ZIP 86545?
Risk to homes is higher than 90% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 86545?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 86545?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 86545?
2 schools (1 elementary) (NCES, 2022-23).
What is the air quality in ZIP 86545?
Good. Median AQI: 33. (EPA AQI).
What is the cost of living in ZIP 86545?
Regional Price Parity: 100.7 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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