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Area data

Navajo, NM — ZIP 87328

Population: 3,043 (Census ACS)

The median home value in ZIP 87328 (Navajo, NM) is $65,000. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, winterweather, coldwave the top-rated hazards. Cost of living is 7.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$65,000

Median home value

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$65,000
House Price Index (state)
414.6 (-1.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$746/mo
1BR fair-market rent
$819/mo
2BR fair-market rent
$1,071/mo
3BR fair-market rent
$1,483/mo
4BR fair-market rent
$1,790/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.2 (100 = US avg)
Electricity rate (state-level)
15.1¢/kWh
Natural gas rate (state-level)
$9.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
2
Charter schools
1
Avg student-teacher ratio
3.9 : 1
School districts serving the area
DZIT DIT LOOL SCHOOL OF EMPOWERMENT ACTION AND PERSEVERANCE, GALLUP, Crystal Boarding School
Schools include
DZIT DIT LOOL SCHOOL OF EMPOWERMENT ACTION AND PERSEVERANCE, NAVAJO ELEMENTARY, NAVAJO PINE HIGH, NAVAJO MIDDLE SCHOOL, Crystal Boarding School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, winterWeather, coldWave, inlandFlooding, landslide
Notable hazard ratings (county)
coldWave: Relatively Moderate · heatWave: Relatively Low · wildfire: Relatively Low · landslide: Relatively Moderate · lightning: Relatively High · earthquake: Relatively Low
Wildfire risk to homes (county)
Higher than 50% of US counties
Buildings in wildfire direct-exposure zone
71.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Prewitt Abandoned Refinery (11.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
20.5 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
El Morro National Monument (32 mi)
National parks include
El Morro National Monument, Chaco Culture National Historical Park, El Malpais National Monument
Airports within 30 mi
3
Nearest airport
Crownpoint Airport (16 mi)
Nearest major airport
Gallup Municipal Airport (GUP) (35 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
ZUNI COMPREHENSIVE COMMUNITY HEALTH CENTER, GALLUP INDIAN MEDICAL CENTER, REHOBOTH MCKINLEY CHRISTIAN HEALTH CARE SERVICES
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Good (5.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,985
Housing built before 1970
25.7%
Housing built 2000 or later
33.3%
Mean commute to work
26 min
Households with broadband internet
24.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
12,716
Average weekly wage
$730
Top industries (by employment)
Health Care, Accommodation & Food, Construction

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 87328?
$65,000.
What is typical rent in ZIP 87328?
2-bedroom fair-market rent: $1,071/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 87328?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, winterWeather, coldWave, inlandFlooding, landslide.
What is the wildfire risk in ZIP 87328?
Risk to homes is higher than 50% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 87328?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 87328?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 87328?
5 schools (2 elementary, 1 middle, 2 high) (NCES, 2022-23).
What is the cost of living in ZIP 87328?
Regional Price Parity: 92.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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