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Area data

ZIP 95304

Population: 15,841 (Census ACS)

The typical home value in ZIP 95304 is $933,238 — down 1.2% over the past year. Homes sell for a median $967,500 after a median 24 days on market. Typical rent runs $2,536/month. 11 schools serve the area (NCES). Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$933,238

Typical home value

-1.2%

1-year change

24

Median days on market

Home values & appreciation

Typical home value
$933,238
1-year appreciation
-1.2%
3-year appreciation
+1.8%
5-year appreciation
+15.0%
10-year appreciation
+90.2%
Peak value since 2000 (Jul 2022)
$990,652

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$967,500
Median list price
$980,000
Median price per sqft
$337
1-year sale-price change
+17.3%
Median days on market
24 days
Homes sold (recent period)
36
For-sale inventory
51
Sale-to-list ratio
98.2%
Active listings
32
1-year forecast
-1.4%
New listings (monthly)
13

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,536/mo
Studio fair-market rent
$1,525/mo
1BR fair-market rent
$1,628/mo
2BR fair-market rent
$2,015/mo
3BR fair-market rent
$2,790/mo
4BR fair-market rent
$3,368/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
5
Middle schools
1
High schools
0
Charter schools
7
Avg student-teacher ratio
20.4 : 1
School districts serving the area
Lammersville Joint Unified, Valley View Charter Prep District, Banta Charter District
Schools include
Lammersville Elementary, Valley View Charter Prep, Banta Charter, Banta Elementary, Jefferson

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
53
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Tracy Defense Depot (USARMY) (3.6 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
61.0°F
Average high
75.0°F
Average low
47.0°F
Annual precipitation
12.7 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
11.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
27,009
Jobs reachable by transit (45 min)
32,582

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
8
Nearest national park
Eugene O'Neill National Historic Site (33 mi)
National parks include
Eugene O'Neill National Historic Site, Port Chicago Naval Magazine National Memorial, John Muir National Historic Site
Airports within 30 mi
26
Nearest airport
Tracy Municipal Airport (4 mi)
Nearest major airport
Stockton Metropolitan Airport (SCK) (15 mi)
Hospitals in or near this ZIP
38
Hospitals include
ST ROSE HOSPITAL, SANTA CLARA VALLEY MEDICAL CENTER, OAK VALLEY HOSPITAL DISTRICT
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (5.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1999
Housing built before 1970
20.0%
Housing built 2000 or later
48.8%
Median annual property tax
$7,582
Mean commute to work
29 min
Households with broadband internet
68.6%

Source: Census ACS 5-year estimates (ZIP-level)

How it compares

ZIP 95304State medianUS median
Typical home value$933,238—$288,527
Median sale price$967,500—$325,000
Median days on market24 days—51 days
Typical rent$2,536/mo—$1,809/mo
Median annual property tax$7,582—$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95304?
$933,238.
What is the median sale price in ZIP 95304?
$967,500.
How long do homes take to sell in ZIP 95304?
Median days on market: 24 days.
What is typical rent in ZIP 95304?
Typical rent: $2,536/month.
Is ZIP 95304 in a flood zone?
Flood zones vary by property within ZIP 95304. 53 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
Are there Superfund sites near ZIP 95304?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Tracy Defense Depot (USARMY), 3.6 mi.
How many schools serve ZIP 95304?
11 schools (5 elementary, 1 middle) (NCES, 2024-25).
Is ZIP 95304 walkable?
Walkability index: 11.2/20 (EPA Smart Location Database).
What is the cost of living in ZIP 95304?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in ZIP 95304?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents