Area data
ZIP 95304
Population: 15,841 (Census ACS)
The typical home value in ZIP 95304 is $933,238 — down 1.2% over the past year. Homes sell for a median $967,500 after a median 24 days on market. Typical rent runs $2,536/month. 11 schools serve the area (NCES). Cost of living is 10.7% above the US average (BEA, metro/state-level).
$933,238
Typical home value
-1.2%
1-year change
24
Median days on market
Home values & appreciation
- Typical home value
- $933,238
- 1-year appreciation
- -1.2%
- 3-year appreciation
- +1.8%
- 5-year appreciation
- +15.0%
- 10-year appreciation
- +90.2%
- Peak value since 2000 (Jul 2022)
- $990,652
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $967,500
- Median list price
- $980,000
- Median price per sqft
- $337
- 1-year sale-price change
- +17.3%
- Median days on market
- 24 days
- Homes sold (recent period)
- 36
- For-sale inventory
- 51
- Sale-to-list ratio
- 98.2%
- Active listings
- 32
- 1-year forecast
- -1.4%
- New listings (monthly)
- 13
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,536/mo
- Studio fair-market rent
- $1,525/mo
- 1BR fair-market rent
- $1,628/mo
- 2BR fair-market rent
- $2,015/mo
- 3BR fair-market rent
- $2,790/mo
- 4BR fair-market rent
- $3,368/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 110.7 (100 = US avg)
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 11
- Elementary schools
- 5
- Middle schools
- 1
- High schools
- 0
- Charter schools
- 7
- Avg student-teacher ratio
- 20.4 : 1
- School districts serving the area
- Lammersville Joint Unified, Valley View Charter Prep District, Banta Charter District
- Schools include
- Lammersville Elementary, Valley View Charter Prep, Banta Charter, Banta Elementary, Jefferson
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Most common flood zone among NFIP claims
- Zone AE
- NFIP flood claims on record
- 53
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- Tracy Defense Depot (USARMY) (3.6 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 61.0°F
- Average high
- 75.0°F
- Average low
- 47.0°F
- Annual precipitation
- 12.7 in
- USDA plant hardiness zone
- 9b (extreme annual low 25 to 30°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 11.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 27,009
- Jobs reachable by transit (45 min)
- 32,582
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 8
- Nearest national park
- Eugene O'Neill National Historic Site (33 mi)
- National parks include
- Eugene O'Neill National Historic Site, Port Chicago Naval Magazine National Memorial, John Muir National Historic Site
- Airports within 30 mi
- 26
- Nearest airport
- Tracy Municipal Airport (4 mi)
- Nearest major airport
- Stockton Metropolitan Airport (SCK) (15 mi)
- Hospitals in or near this ZIP
- 38
- Hospitals include
- ST ROSE HOSPITAL, SANTA CLARA VALLEY MEDICAL CENTER, OAK VALLEY HOSPITAL DISTRICT
- Avg hospital rating (CMS)
- 2.7 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Good (5.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1999
- Housing built before 1970
- 20.0%
- Housing built 2000 or later
- 48.8%
- Median annual property tax
- $7,582
- Mean commute to work
- 29 min
- Households with broadband internet
- 68.6%
Source: Census ACS 5-year estimates (ZIP-level)
How it compares
| ZIP 95304 | State median | US median | |
|---|---|---|---|
| Typical home value | $933,238 | — | $288,527 |
| Median sale price | $967,500 | — | $325,000 |
| Median days on market | 24 days | — | 51 days |
| Typical rent | $2,536/mo | — | $1,809/mo |
| Median annual property tax | $7,582 | — | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 95304?
- $933,238.
- What is the median sale price in ZIP 95304?
- $967,500.
- How long do homes take to sell in ZIP 95304?
- Median days on market: 24 days.
- What is typical rent in ZIP 95304?
- Typical rent: $2,536/month.
- Is ZIP 95304 in a flood zone?
- Flood zones vary by property within ZIP 95304. 53 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
- Are there Superfund sites near ZIP 95304?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Tracy Defense Depot (USARMY), 3.6 mi.
- How many schools serve ZIP 95304?
- 11 schools (5 elementary, 1 middle) (NCES, 2024-25).
- Is ZIP 95304 walkable?
- Walkability index: 11.2/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 95304?
- Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →