Area data
ZIP 34604
Population: 13,642 (Census ACS)
The typical home value in ZIP 34604 is $327,470 — down 2.4% over the past year. Homes sell for a median $334,950 after a median 71 days on market. Typical rent runs $1,798/month. 3 schools serve the area (NCES). Cost of living is 3.4% above the US average (BEA, metro/state-level).
$327,470
Typical home value
-2.4%
1-year change
71
Median days on market
Home values & appreciation
- Typical home value
- $327,470
- 1-year appreciation
- -2.4%
- 3-year appreciation
- -4.3%
- 5-year appreciation
- +23.1%
- 10-year appreciation
- +106.3%
- Peak value since 2000 (Sep 2022)
- $355,645
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $334,950
- Median list price
- $349,999
- Median price per sqft
- $188
- 1-year sale-price change
- -2.2%
- Median days on market
- 71 days
- Homes sold (recent period)
- 50
- For-sale inventory
- 89
- Sale-to-list ratio
- 97.3%
- Active listings
- 81
- 1-year forecast
- +0.3%
- New listings (monthly)
- 18
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,798/mo
- 1-year rent change
- +1.2%
- Studio fair-market rent
- $1,597/mo
- 1BR fair-market rent
- $1,648/mo
- 2BR fair-market rent
- $1,917/mo
- 3BR fair-market rent
- $2,448/mo
- 4BR fair-market rent
- $2,977/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 103.4 (100 = US avg)
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 2
- Avg student-teacher ratio
- 18.4 : 1
- Schools include
- CHOCACHATTI ELEMENTARY SCHOOL, NATURE COAST TECHNICAL HIGH, HERNANDO COUNTY JAIL
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Most common flood zone among NFIP claims
- Zone X
- NFIP flood claims on record
- 22
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 71.0°F
- Average high
- 82.0°F
- Average low
- 59.0°F
- Annual precipitation
- 51.9 in
- USDA plant hardiness zone
- 9b (extreme annual low 25 to 30°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 13.3 / 20
- Transit service frequency
- 349
- Jobs reachable by car (30 min)
- 16,044
- Jobs reachable by transit (45 min)
- 21,525
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 24
- Nearest airport
- Brooksville–Tampa Bay Regional Airport (1 mi)
- Nearest major airport
- Lakeland Linder International Airport (LAL) (43 mi)
- Hospitals in or near this ZIP
- 32
- Hospitals include
- HCA FLORIDA CITRUS HOSPITAL, MEASE DUNEDIN HOSPITAL, Adventhealth Zephyrhills
- Avg hospital rating (CMS)
- 3.1 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Good (4.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 2003
- Housing built before 1970
- 6.2%
- Housing built 2000 or later
- 59.5%
- Median annual property tax
- $2,018
- Mean commute to work
- 30 min
- Households with broadband internet
- 76.0%
Source: Census ACS 5-year estimates (ZIP-level)
How it compares
| ZIP 34604 | State median | US median | |
|---|---|---|---|
| Typical home value | $327,470 | — | $288,527 |
| Median sale price | $334,950 | — | $325,000 |
| Median days on market | 71 days | — | 51 days |
| Typical rent | $1,798/mo | — | $1,809/mo |
| Median annual property tax | $2,018 | — | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 34604?
- $327,470.
- What is the median sale price in ZIP 34604?
- $334,950.
- How long do homes take to sell in ZIP 34604?
- Median days on market: 71 days.
- What is typical rent in ZIP 34604?
- Typical rent: $1,798/month.
- Is ZIP 34604 in a flood zone?
- Flood zones vary by property within ZIP 34604. 22 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
- Are there Superfund sites near ZIP 34604?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 34604?
- 3 schools (1 elementary, 2 high) (NCES, 2024-25).
- Is ZIP 34604 walkable?
- Walkability index: 13.3/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 34604?
- Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →