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Area data

ZIP 32435

Population: 6,664 (Census ACS)

The typical home value in ZIP 32435 is $239,859 — up 2.0% over the past year. Homes sell for a median $246,490 after a median 49 days on market. 4 schools serve the area (NCES). Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$239,859

Typical home value

+2.0%

1-year change

49

Median days on market

Home values & appreciation

Typical home value
$239,859
1-year appreciation
+2.0%
3-year appreciation
+1.4%
5-year appreciation
+18.6%
10-year appreciation
+107.5%
Peak value since 2000 (Jun 2024)
$243,602

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$246,490
Median list price
$247,490
Median price per sqft
$156
1-year sale-price change
+15.2%
Median days on market
49 days
Homes sold (recent period)
29
For-sale inventory
51
Sale-to-list ratio
95.5%
Active listings
39
1-year forecast
-0.4%
New listings (monthly)
9

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,123/mo
1BR fair-market rent
$1,354/mo
2BR fair-market rent
$1,474/mo
3BR fair-market rent
$2,041/mo
4BR fair-market rent
$2,464/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
1
Middle schools
1
High schools
2
Charter schools
1
Avg student-teacher ratio
15.1 : 1
Schools include
WEST DEFUNIAK ELEMENTARY SCHOOL, WALTON MIDDLE SCHOOL, WALTON ACADEMY INC., WALTON COUNTY JAIL PROGRAM

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Most common flood zone among NFIP claims
Zone C
NFIP flood claims on record
2
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
68.0°F
Average high
79.0°F
Average low
56.0°F
Annual precipitation
64.6 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,062
Jobs reachable by transit (45 min)
1,711

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
22
Nearest airport
Defuniak Springs Airport (3 mi)
Nearest major airport
Duke Field (EGI) (24 mi)
Hospitals in or near this ZIP
1
Hospitals include
NORTH WALTON DOCTORS HOSPITAL
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1987
Housing built before 1970
30.3%
Housing built 2000 or later
30.0%
Median annual property tax
$1,024
Mean commute to work
29 min
Households with broadband internet
57.3%

Source: Census ACS 5-year estimates (ZIP-level)

How it compares

ZIP 32435State medianUS median
Typical home value$239,859—$288,527
Median sale price$246,490—$325,000
Median days on market49 days—51 days
Median annual property tax$1,024—$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 32435?
$239,859.
What is the median sale price in ZIP 32435?
$246,490.
How long do homes take to sell in ZIP 32435?
Median days on market: 49 days.
What is typical rent in ZIP 32435?
2-bedroom fair-market rent: $1,474/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
Is ZIP 32435 in a flood zone?
Flood zones vary by property within ZIP 32435. 2 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is C. Check a specific address on the FEMA Flood Map Service Center.
Are there Superfund sites near ZIP 32435?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32435?
4 schools (1 elementary, 1 middle, 2 high) (NCES, 2024-25).
Is ZIP 32435 walkable?
Walkability index: 3.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 32435?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in ZIP 32435?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents