Skip to main content

Area data

ZIP 32550

Population: 8,486 (Census ACS)

The typical home value in ZIP 32550 is $652,423 — down 0.4% over the past year. Homes sell for a median $711,500 after a median 107 days on market. Typical rent runs $3,507/month. 1 schools serve the area (NCES). Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$652,423

Typical home value

-0.4%

1-year change

107

Median days on market

Home values & appreciation

Typical home value
$652,423
1-year appreciation
-0.4%
3-year appreciation
-11.7%
5-year appreciation
+9.4%
10-year appreciation
+70.4%
Peak value since 2000 (Aug 2022)
$763,829

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$711,500
Median list price
$693,500
Median price per sqft
$453
1-year sale-price change
+7.5%
Median days on market
107 days
Homes sold (recent period)
190
For-sale inventory
875
Sale-to-list ratio
95.4%
Active listings
653
1-year forecast
+0.3%
Days to pending
161 days
New listings (monthly)
96

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,507/mo
Studio fair-market rent
$1,123/mo
1BR fair-market rent
$1,354/mo
2BR fair-market rent
$1,474/mo
3BR fair-market rent
$2,041/mo
4BR fair-market rent
$2,464/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
1
Schools include
CONTRACTED RESIDENTIAL SERVICES

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
1,040
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
70.0°F
Average high
76.0°F
Average low
63.0°F
Annual precipitation
63.8 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,395
Jobs reachable by transit (45 min)
2,332

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Gulf Islands National Seashore (53 mi)
Airports within 30 mi
16
Nearest airport
Destin Executive Airport (DSI) (7 mi)
Nearest major airport
Destin Executive Airport (DSI) (7 mi)
Hospitals in or near this ZIP
1
Hospitals include
SACRED HEART HOSPITAL ON THE EMERALD COAST
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1997
Housing built before 1970
1.4%
Housing built 2000 or later
41.6%
Median annual property tax
$3,288
Mean commute to work
17 min
Households with broadband internet
80.9%

Source: Census ACS 5-year estimates (ZIP-level)

How it compares

ZIP 32550State medianUS median
Typical home value$652,423—$288,527
Median sale price$711,500—$325,000
Median days on market107 days—51 days
Typical rent$3,507/mo—$1,809/mo
Median annual property tax$3,288—$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 32550?
$652,423.
What is the median sale price in ZIP 32550?
$711,500.
How long do homes take to sell in ZIP 32550?
Median days on market: 107 days.
What is typical rent in ZIP 32550?
Typical rent: $3,507/month.
Is ZIP 32550 in a flood zone?
Flood zones vary by property within ZIP 32550. 1,040 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
Are there Superfund sites near ZIP 32550?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32550?
1 schools (1 high) (NCES, 2024-25).
Is ZIP 32550 walkable?
Walkability index: 8.2/20 (EPA Smart Location Database).
What is the cost of living in ZIP 32550?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in ZIP 32550?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents