Area data
ZIP 32461
Population: 3,757 (Census ACS)
The typical home value in ZIP 32461 is $1.42M — up 2.0% over the past year. Homes sell for a median $1.57M after a median 97 days on market. Typical rent runs $3,240/month. 1 schools serve the area (NCES). Cost of living is 3.4% above the US average (BEA, metro/state-level).
$1.42M
Typical home value
+2.0%
1-year change
97
Median days on market
Home values & appreciation
- Typical home value
- $1.42M
- 1-year appreciation
- +2.0%
- 3-year appreciation
- -10.6%
- 5-year appreciation
- +7.6%
- 10-year appreciation
- +88.2%
- Peak value since 2000 (Jul 2022)
- $1.77M
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $1.57M
- Median list price
- $1.70M
- Median price per sqft
- $627
- 1-year sale-price change
- +10.7%
- Median days on market
- 97 days
- Homes sold (recent period)
- 212
- For-sale inventory
- 461
- Sale-to-list ratio
- 96.5%
- Active listings
- 401
- 1-year forecast
- +1.1%
- Days to pending
- 114 days
- New listings (monthly)
- 68
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $3,240/mo
- Studio fair-market rent
- $1,123/mo
- 1BR fair-market rent
- $1,354/mo
- 2BR fair-market rent
- $1,474/mo
- 3BR fair-market rent
- $2,041/mo
- 4BR fair-market rent
- $2,464/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 103.4 (100 = US avg)
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 0
- Middle schools
- 0
- High schools
- 1
- Avg student-teacher ratio
- 16.4 : 1
- Schools include
- MAGNET INNOVATION CENTER
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Most common flood zone among NFIP claims
- Zone X
- NFIP flood claims on record
- 84
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 69.5°F
- Average high
- 79.0°F
- Average low
- 60.5°F
- Annual precipitation
- 61.3 in
- USDA plant hardiness zone
- 9a (extreme annual low 20 to 25°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 9.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 1,336
- Jobs reachable by transit (45 min)
- 783
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 9
- Nearest airport
- Northwest Florida Beaches International Airport (ECP) (15 mi)
- Nearest major airport
- Northwest Florida Beaches International Airport (ECP) (15 mi)
- Hospitals in or near this ZIP
- 11
- Hospitals include
- ASCENSION SACRED HEART BAY, HCA FLORIDA TWIN CITIES HOSPITAL, NORTH OKALOOSA MEDICAL CENTER
- Avg hospital rating (CMS)
- 2.9 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Good (5.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 2009
- Housing built before 1970
- 0.0%
- Housing built 2000 or later
- 82.0%
- Median annual property tax
- $5,676
- Households with broadband internet
- 92.5%
Source: Census ACS 5-year estimates (ZIP-level)
How it compares
| ZIP 32461 | State median | US median | |
|---|---|---|---|
| Typical home value | $1.42M | — | $288,527 |
| Median sale price | $1.57M | — | $325,000 |
| Median days on market | 97 days | — | 51 days |
| Typical rent | $3,240/mo | — | $1,809/mo |
| Median annual property tax | $5,676 | — | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 32461?
- $1.42M.
- What is the median sale price in ZIP 32461?
- $1.57M.
- How long do homes take to sell in ZIP 32461?
- Median days on market: 97 days.
- What is typical rent in ZIP 32461?
- Typical rent: $3,240/month.
- Is ZIP 32461 in a flood zone?
- Flood zones vary by property within ZIP 32461. 84 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
- Are there Superfund sites near ZIP 32461?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 32461?
- 1 schools (1 high) (NCES, 2024-25).
- Is ZIP 32461 walkable?
- Walkability index: 9.5/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 32461?
- Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →